Category Archives: Credit Cards

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Chase IHG Rewards Cardholders: 20% Discount on Award Stays of 1-3 Nights (Targeted?)

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Good morning everyone.  I just received an email from IHG this morning about a promotion for Chase IHG Rewards Cardholders (this may be targeted, YMMV).  You can get a 20% discount on award stays of 1-3 nights when you book your reservation by February 8 and complete your stay by March 13.  I have the old $49 Chase IHG Rewards Select Credit Card, the $89 Chase IHG Rewards Premier Credit Card, and I am also an IHG Spire Elite member.  Here is the landing page for the offer, but I think the 20% discount will only show up if your account was targeted, there is no enrollment link.  I decided to do a dummy 3 night stay and a dummy 4 night stay to see what the discount looks like and how it works.

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Unboxing Chase Ink Business Unlimited Credit Card: Card Art, Welcome Letter & Benefits Booklets

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Good morning everyone.  Last week, I applied for the Chase Ink Business Unlimited Credit Card and I was instantly approved.  I have a few large bills to pay in the coming weeks, so I decided to apply for this card.  The current sign up bonus is 75,000 Chase Ultimate Rewards Points (equal to $750 cash back) after spending $7,500 in 3 months which fits perfectly with my upcoming purchases.  In today’s post, I wanted to share the card art, welcome letter, benefits booklet, activation process, and the process of moving credit limits around between business credit cards.

Here is the front and back of the Chase Ink Unlimited.  The card design is clean, simple and very similar to the design of the Chase Ink Cash and Chase Ink Plus.

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Wyndham Timeshare Vacation Package: 3 Nights + 15K Points for $199 in Anaheim, Orlando, Las Vegas & More

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Good morning everyone, I hope your week is going well.  Yesterday, I received an email from Wyndham Vacation Resorts for a 3 night stay in Anaheim, Orlando, Las Vegas and 7 other cities + 15,000 Wyndham Rewards Points for $199.  These vacation packages require attending a 2 hour timeshare presentation (please see the terms and conditions before booking).  You may be able to get an even better deal if you call the Wyndham Vacation Resorts phone number (1-877-393-8405).  The phone reps really want people to attend the timeshare presentation and have the power to give you more incentives, like more free points or a $100 Visa gift card.

I’m not sure if this matters, but I am in California, I have Wyndham Rewards Diamond Elite Status and I have the Barclays Wyndham Rewards Earner Business Credit Card.  You need to book your reservation by February 8 and you must complete your stay by December 31, 2022.  Here is the email I received from Wyndham Vacation Resorts:

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My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card

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Good afternoon everyone, I hope you all had a great weekend.  2 weeks ago, I called Citi to convert 1 of my 3 Citi AT&T Access More Credit Cards into a Citi Custom Cash Credit Card.   Earlier today, I wrote Unboxing Citi Custom Cash Credit Card: Card Art, Welcome Letter, Directory of Services & Terms and Conditions Booklets.  In this post, I will talk about my experience product changing to the Citi Custom Cash, the prorated annual fee refund, my 61,607 expiring ThankYou Point scare, and how to unlink the closed credit card from your Citi online account.

Let me briefly explain the Citi Custom Cash.  This credit card offers 5% cash back (in the form of Citi ThankYou Points) on the first $500 spent each month in a specific category and 1% cash back on everything else.  The current sign up bonus is $200 cash back (actually 20,000 Citi ThankYou Points) after spending $750 in the first 3 months.  Unfortunately, the sign up bonus is only available for new card members, not for product changes.  In a few months, I plan to convert my second Citi AT&T Access More to a second Citi Custom Cash and use each credit card for 1 specific category only (grocery stores on one and restaurants on a second).  I will still have 1 Citi AT&T Access More available to use for online purchases that earn 3x Citi ThankYou Points.

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Unboxing Citi Custom Cash Credit Card: Card Art, Welcome Letter, Directory of Services & Terms and Conditions Booklets

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Good morning everyone, I hope you all had a great weekend.  2 weeks ago, I called Citi to convert 1 of my 3 Citi AT&T Access More Credit Cards into a Citi Custom Cash Credit Card.  I will talk more about the conversion process, the prorated annual fee refund, my 61,607 expiring ThankYou Point scare, and how to unlink the closed credit card from your Citi online account (click here to read My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card).  In this post, I wanted to share images of the Citi Custom Cash and scanned images of my welcome letter, directory of services booklet, and terms and conditions booklets.

Here is the front and back of the Citi Custom Cash.  It is very simple and clean.

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