Tag Archives: Barclays Bank

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My Overly Ambitious 2025 Airline, Hotel & Credit Card Predictions

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Good morning everyone, happy Sunday!  Not to be deterred by my abysmal 2024 results (How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?), 2025 is a fresh year and the year all most some a few of my predictions will come true.  Without further ado, here are my predictions for 2025:

My 2025 Airline Predictions:

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
  • Southwest Airlines will do a status match once they start selling seat assignments.
  • United Airlines will bring back their “family pooling” feature.

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How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?

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Good morning everyone, happy Friday!  I know it is a few days before the end of the year, so technically, all of these predictions could come true, but I am going to call it now.  At the beginning of the year, I wrote My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions.  The original predictions are in black, correct predictions are in green, and incorrect predictions are in red.  Without further ado, here are the results of my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit. – Technically, Alaska Airlines doesn’t allow “family pooling”, but it is possible (right now) to move miles into a single account.  If someone in your family has a Barclays Hawaiian Airlines Credit Card, you can transfer Hawaiian Airlines Miles between accounts for free and move those miles to and from your Alaska Airlines account for free.  Read this post for step by step instructions.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled). – Nope, you cannot make changes to American Airlines Web Special awards.
  • British Airways will add another airline (besides Finnair) to the Avios family. – Nope, Qatar and Finnair were the most recent additions to the Avios family.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders. – Nope, the 15% discount for credit card holders hasn’t changed.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation. – Nope, it is not possible to combine travel bank funds and future flight credits for a single United Airlines reservation.

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I Paid $5,341 in Credit Card Annual Fees in 2024 – Was it Worth it?

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Good afternoon everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2024 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards with product changes
  • Credit cards that were closed this year
  • All other credit cards

For simplicity, I did not include the value of miles or points earned from credit card spend, but I did include the value of miles and points earned from sign up bonuses, referral bonuses, anniversary points, discounted points, and rebated points.  I counted all credits, reimbursements, and retention offers at face value.  I list the value of all tangible and intangible benefits below too.

I went through all of my credit card statements and online accounts to see which Credit Card Benefits I used in 2024 and those values are in the CCB $ column. If I received a retention offer, that is listed in the RO $ column. I listed the credit card annual fees in the AF $ column. Lastly, I used this formula to calculate the Profit or Loss (P/L column) for each credit card: CCB $ + RO $ – AF $ = P/L.  Laura’s card are included as well. Continue reading →

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How to Combine P1 and P2 Hawaiian Airlines and Alaska Airlines Miles into a Single Account

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Good afternoon everyone, I hope your week is going well. In this post, I will show you how we moved Alaska Airlines Miles into Hawaiian Airlines Miles, transferred those miles between Hawaiian Airlines accounts, and then transferred those miles to Alaska Airlines.  We wanted all of our miles to be in a single account (my Alaska Airlines account) to make award booking easier since we would book all of our award tickets from a single account.  Transfers between Alaska Airlines and Hawaiian Airlines were free and instant.  Here are the steps we did…

A few weeks ago, Laura and I transferred large chunks of American Express Membership Rewards Points into Hawaiian Airlines Miles when AMEX had a 20% transfer bonus to Hawaiian Airlines.  I transferred 417K AMEX MR Points into 500K Hawaiian Airlines Miles on August 29.

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Last 2 Weeks Summary: Barclays Denials, Carmel / Monterey, Hilton GC Issue & New to Aligned Incentives

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Good afternoon everyone.  Confession time: I feel like a bad blogger when I don’t post anything in several weeks and it’s been 2+ weeks since my last post.  I’ve been busy with work / life / travel and nothing has inspired me enough to write a full blog post, but I figured I could compile a few different topics into a single post to clear out the cobwebs in my mind.  If you have any questions or comments about any of these topics, please share them in the comments section.  Let’s get to the topics.

My 2 Barclays Credit Card Denials

With all the hype around the Hawaiian Airlines and Alaska Airlines merger, Laura and I decided to apply for Barclays Hawaiian Airlines Credit Cards.  Laura was instantly approved for the personal Barclays Hawaiian Airlines Credit Cards that offers 70,000 Hawaiian Airlines Miles after first purchase (read Frequent Miler’s post).  I decided to apply for the personal and business Barclays Hawaiian Airlines Credit Cards at the same time and both applications went pending.  I called the Barclays reconsideration department to see if I could move some of my credit limit from my 3 existing personal and business Barclays credit cards.  Unfortunately, the rep said Barclays could not approve me for either card and that they could not reallocate my credit limits to approve either/both cards.  That was disappointing and a hit to my ego.  But I am glad Laura was instantly approved for her credit card.

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