Tag Archives: Chase Bank

a close-up of a credit card

Keep, Cancel or Convert? Chase IHG Rewards Premier Credit Card ($89 Annual Fee)

Posted on by . 11 Replies

Good morning everyone, happy Friday!  Last week, I was checking my Chase IHG Rewards Premier Credit Card (currently offering a sign up bonus of 125,000 IHG Rewards Points after spending $3,000 in 3 months) statement and saw that the $89 annual fee posted to my account.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  There are 3 main reasons to keep this credit card: 1 free night certificate good for any IHG property up to 40,000 IHG Rewards Points, 4th night free when you pay for your entire stay with IHG Rewards Points, and 10x IHG Rewards Points when paying for IHG hotels (if you are a new credit card holder, you will get 25x at IHG Hotels for the first 12 months).

This card is a keeper for me, but I decided to call Chase and see if they had any retention offers available.  I mentioned to the Chase rep that I also have the Chase IHG Rewards Select Credit Card and was hoping they would waive the annual fee on this credit card.  The rep looked at my account and said there were no retention offers available.  At that time, I thanked her for looking and told her I would keep the credit card open.

a screenshot of a credit card

Continue reading →

a close-up of a logo

Mystery Solved! How I Bought 9,500 IHG Rewards Club Points for $28.80 (0.30 CPP)

Posted on by . 3 Replies

Good afternoon everyone.  Through a combination of the current IHG Rewards Club Accelerate Promo and a 20% discount on Cash and Points bookings (offer now expired), I was able to buy 9,500 IHG Rewards Club Points for $28.80 (or 0.30 cents per point).  The standard price for cash and points booking is 0.72 cents per point.  Let me explain what happened.

I was looking at my IHG Rewards Club Accelerate offers and saw an offer to earn 4,500 bonus IHG Rewards Club Points with a Cash and Points booking.  Since I can use Cash and Points to purchase a minimum of 5,000 IHG Rewards Club Points, I figured I would complete this offer and get another step closer toward completing all of my Accelerate offers.

a screenshot of a computer screen

Continue reading →

a close-up of a stamp

Track Hotel Free Night Certificates & Credit Card Annual Fees with my Spreadsheet

Posted on by . 15 Replies

Good afternoon everyone.  Last month, I was reading an article by Nick at Frequent Miler called Almost #Bonvoyed: a cautionary tale on free night certs.  In that post, Nick shared that after cancelling a Marriott stay booked with a free night certificate, the free night certificate did not automatically redeposit into his Marriott account.  He had to track down the cancelled reservation and call Marriott to get the free night certificate redeposited into his Marriott account.  Bonvoy!  Toward the end of the article, Nick stated, “You shouldn’t need a spreadsheet to track the history of your Marriott free night certs — but the reality is that you do need to stay organized with them.”

That’s when the idea hit me, I should create a spreadsheet to track my Marriott category 1-5 free night certificates… as well as my Hilton free weekend night certificates, Hyatt category 1-4 free night certificates, IHG 40k free night certificates, and Radisson Rewards anniversary points.  Here is my Hotel Free Night Certificate Tracker, maybe it will help you stay organized too.

a screenshot of a computer

Continue reading →

a close-up of a credit card

Keep, Cancel or Convert? Chase Marriott Bonvoy Premier Plus Business Credit Card ($99 Annual Fee)

Posted on by . 14 Replies

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for new members), that was previously called the Chase Marriott Rewards Premier Plus Business Credit Card.  I was just charged the $99 annual fee and need to decide if this credit card is worth keeping for another year.

a screenshot of a credit card

Continue reading →

a blue and red airplane with black text

Use Chase Southwest Airlines Priority Credit Card to Purchase SWA Upgraded Boarding (4 Free Annually)

Posted on by . 5 Replies

Good morning everyone, I hope you had a great Mother’s Day weekend.  I flew Southwest Airlines down to Orange County to visit my family for the weekend.  I also had the chance to use my Chase Southwest Airlines Priority Credit Card to purchase an upgraded boarding position (A1-A15) for my flight.  I normally do not purchase upgraded boarding (I can usually get an A or early B boarding position when I check in), but the Chase Southwest Airlines Priority Credit Card provides 4 free upgraded boarding credits every year and my annual fee was coming up soon.  On my May statement, I saw this message about the $149 annual fee that is scheduled to post on June 1.

a black text on a white background

If I pay an annual fee on a credit card, I like to maximize all the benefits/features and get my money’s worth.  Here are all the benefits/features of the Chase Southwest Airlines Priority Credit Card, including the 4 free upgraded boardings every year.

a screenshot of a credit card

Continue reading →