Tag Archives: Discover It Credit Card

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My 2025 Travel Predictions Midyear Review: Hits, Misses & Lots of Wild Guesses

Good afternoon everyone, I hope your weekend is going well. As we approach the midpoint of the year, I thought it would be a good time to check in on My Overly Ambitious 2025 Airline, Hotel & Credit Card PredictionsCorrect predictions are in green, incorrect predictions are in red, and half correct predictions are in orange.  Without further ado, here is my midyear review for my 2025 predictions:

Airline Predictions:

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
    • No, these “convert travel funds to airline miles” have not returned yet in 2025.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
    • No, but I am still optimistic that we will see this happen before the end of the year.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
    • No, not yet, but I wouldn’t be surprised to see this happen in the next few months.
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
    • No, the redemption prices have not changed for American Airlines or Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
    • No, but the rumored super-duper-ultra-premium AMEX Delta credit card could have this benefit (link).
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
    • Yes! With the United Airlines and JetBlue “Blue Sky” partnership, you can redeem JetBlue points on United Airlines and vice versa (link).
  • United Airlines will bring back their “family pooling” feature.
    • Yes! You can pool United Airlines miles, but they can only be used for United and United Express flights, not Star Alliance partners (link).

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Discover It Credit Card $20 Statement Credit for Using Virtual Card on Google Chrome (Targeted Offer)

Good afternoon everyone, I hope you had a great weekend.  I just received an email from Discover about a targeted offer on my Discover It Credit Card where I can get a $20 statement credit after making a $200 virtual card purchase on Google Chrome.  The email came from discover@card-e.em.discover.com with the subject line: “Congrats, Grant: You have a $20 cash back offer”.  Check your email to see if you are eligible for the offer.

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My Overly Ambitious 2025 Airline, Hotel & Credit Card Predictions

Good morning everyone, happy Sunday!  Not to be deterred by my abysmal 2024 results (How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?), 2025 is a fresh year and the year all most some a few of my predictions will come true.  Without further ado, here are my predictions for 2025:

My 2025 Airline Predictions:

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
  • Southwest Airlines will do a status match once they start selling seat assignments.
  • United Airlines will bring back their “family pooling” feature.

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How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?

Good morning everyone, happy Friday!  I know it is a few days before the end of the year, so technically, all of these predictions could come true, but I am going to call it now.  At the beginning of the year, I wrote My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions.  The original predictions are in black, correct predictions are in green, and incorrect predictions are in red.  Without further ado, here are the results of my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit. – Technically, Alaska Airlines doesn’t allow “family pooling”, but it is possible (right now) to move miles into a single account.  If someone in your family has a Barclays Hawaiian Airlines Credit Card, you can transfer Hawaiian Airlines Miles between accounts for free and move those miles to and from your Alaska Airlines account for free.  Read this post for step by step instructions.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled). – Nope, you cannot make changes to American Airlines Web Special awards.
  • British Airways will add another airline (besides Finnair) to the Avios family. – Nope, Qatar and Finnair were the most recent additions to the Avios family.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders. – Nope, the 15% discount for credit card holders hasn’t changed.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation. – Nope, it is not possible to combine travel bank funds and future flight credits for a single United Airlines reservation.

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I Paid $5,341 in Credit Card Annual Fees in 2024 – Was it Worth it?

Good afternoon everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2024 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards with product changes
  • Credit cards that were closed this year
  • All other credit cards

For simplicity, I did not include the value of miles or points earned from credit card spend, but I did include the value of miles and points earned from sign up bonuses, referral bonuses, anniversary points, discounted points, and rebated points.  I counted all credits, reimbursements, and retention offers at face value.  I list the value of all tangible and intangible benefits below too.

I went through all of my credit card statements and online accounts to see which Credit Card Benefits I used in 2024 and those values are in the CCB $ column. If I received a retention offer, that is listed in the RO $ column. I listed the credit card annual fees in the AF $ column. Lastly, I used this formula to calculate the Profit or Loss (P/L column) for each credit card: CCB $ + RO $ – AF $ = P/L.  Laura’s card are included as well. Continue reading