Category Archives: Credit Cards

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How Quickly Does Cash Back Post for Chase Offers?

Good morning everyone, I hope you had a great weekend.  I meant to publish this post a few weeks ago, but better late than never.  Chase has started to roll out more and more Chase Offers (similar to AMEX Offers) on several Chase credit cards.  In this post, I will show you how long it took for a Lowe’s Chase Offer to post to my account.  The Lowe’s Chase Offer provided 10% cash back on the first $120 spent, for a maximum of $12 cash back.  I added the Lowe’s Chase Offer to my Chase Sapphire Reserve Credit Card on December 9, 2018.  That same day, I went to Lowe’s and spent $96.60 (combination of a Christmas tree, stand, and some gift cards).  After the Lowe’s purchase posted to my credit card, the Lowe’s Chase Offer showed up under my Redeemed tab of Chase Offers.  The terms state that the statement credit should post within 7-14 business days, so let’s see how long it really took.

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How Right (or Wrong) Were My 2018 Travel Predictions?

Good afternoon everyone.  In mid January 2018, I wrote My Unlikely, But Entertaining 2018 Travel Predictions.  I did not look at that post until yesterday, so it was fun to look at the predictions I had made.  I will go through my 2018 predictions and see how well I did.  Since my memory is not that great, please correct me if I am wrong on any of these.  In a few days, I will share my probably equally as unlikely but equally as entertaining 2019 travel predictions, so check back for that post.  Without further ado, here were my 2018 predictions and the results:

Airlines

  • After the Virgin America merger, Alaska Airlines will add new routes to Mexico, Canada, and the Caribbean (Correct! According to Alaska Airlines’ website, they did add several new routes of Mexico City from SFO, LAX, and SAN.  Unfortunately, there were no new routes to Canada or the Caribbean.)
  • Delta Airlines will introduce cash and miles award tickets, then American Airlines and United Airlines will follow suit (Wrong!  Looks like none of the big 3 airlines added “cash + miles” award tickets.)
  • Southwest Airlines will increase their Transfarency by automatically keeping track of travel funds in each account (Wrong!  You still need to manually track your travel funds.)
  • JetBlue will add new routes along the West Coast and maybe to Hawaii (Wrong! JetBlue did add new routes along the East Coast, but nothing new on the West Coast.)
  • Singapore Airlines will allow you to book United Airlines awards online (Correct!  Singapore Airlines added the ability to book award flights on United Airlines in February.)
  • British Airways will bring back the 4,500 Avios award price in the United States (Wrong!  Sadly, the 4,500 British Airways Avios pricing band is still not available in the US.)

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Have You Read My Top Blog Posts from 2018?

Good morning everyone, happy New Year’s Eve!  What a crazy year it has been.  Based on Google Analytics numbers, here are the top 10 blog posts written in 2018 and the top 10 blog posts of the year (written before 2018).  If you have a favorite post of the year that is not listed, please let me know in the comments.  Without further ado, here is the first top 10 list:

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1: PSA: Do NOT Use Zelle or Venmo to Pay People on Craigslist, eBay or Strangers Online

I’m surprised my Zelle / Venmo PSA post was so popular, but I’m glad that the word got out. It’s important to know what kind of scams exist and how to avoid them. Learn from these mistakes to keep your money safe.

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Are 2 Gogo Accounts Better Than 1? (Spoiler: Yes!)

Good morning everyone, happy Friday!  According to the news, yesterday and today are 2 of the busiest travel days of the year (roughly 3 million people are projected to travel both days).  If you are traveling this holiday season and especially if you are traveling with friends or family members, I highly recommend creating a second Gogo account.  Let me explain why.  A few days ago, I got the following email from Gogo regarding my 10 free Gogo passes for having an American Express Business Platinum Charge Card (if you have this charge card, I will show you how to get your 10 free Gogo passes below.)

I tend to fly Southwest Airlines often and they do not offer Gogo, so most of my Gogo passes expire at the end of the year.  But of the few times when I am travelling on an airplane that offers Gogo, I am usually travelling with my girlfriend and Gogo only allows you to use 1 Gogo pass per flight.  If you have more than 1 Gogo account, you can use passes from each Gogo account on the same flight.  Pretty novel idea, right?

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Keep, Cancel or Convert? Chase Southwest Airlines Plus Credit Card ($69 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  This post is a little different because this post is about my girlfriend’s Chase Southwest Airlines Plus Credit Card.  She got this credit card last November when Chase & Southwest Airlines were running a promo for California residents: Sign up for the Chase Southwest Airlines Plus Credit Card, make 1 purchase and get a Southwest Airlines Companion Pass.  It was a no brainer.  The 50,000 Southwest Airlines Rapid Rewards Points sign up bonus was just gravy.  We got great use out of the Southwest Airlines Companion Pass this year, but sadly, the $69 annual fee just posted and it’s time to decide if she should keep, cancel, or convert this credit card.

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