Tag Archives: American Express Membership Rewards Points

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My Easy Experience with the $10 Resy Credit on my American Express Delta Platinum Business Card

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Good morning everyone, I hope your week is going well.  A few days ago, I was in Daytona Beach, Florida, when the news broke about the changes to the Delta credit cards (read Frequent Miler’s post about the changes).  I currently have the American Express Platinum Delta SkyMiles Business Credit Card and was excited about the new benefits.  In this post, I will talk about the new $120 Resy Credit and my experience using the Resy credit.

First things first, you need to log into your American Express online account, go to the Benefits tab, and enroll in the $120 Resy Credit.  While you are there, you should also enroll in the $120 Rideshare Credit too.

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Use AMEX Business Platinum $360 Indeed Credit on Resume Help, Career Coaching, Pay Negotiation & Interview Prep ($35 – $95)

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Good afternoon everyone, I hope your week is going well.  I was reading Frequent Miler’s post about Amex Business Platinum benefits scheduled to end 12/31/24 and learned that the $360 Indeed Benefit from the American Express Business Platinum Card could be used toward Indeed Career Services, not just for employers looking to hire new employees.  Thanks to bullmeister in the FM comments for the heads up. I went down the rabbit hole and learned that Indeed has several career services, such as Resume Help, Career Coaching, Pay Negotiation & Interview Prep that range in price from $35 to $95.  Theoretically, you could pay for 2 services ($35 + $55 = $90) to use up the $90 quarterly credit.  I’m happily employed and not looking to switch careers anytime soon, but these services (free after using the Indeed Credit) could be useful for others.  Read on to learn more.

To get started, you will need to sign into your American Express online account, go to the Indeed Benefit, and enroll in the Business Platinum Indeed Benefit.

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I Paid $4,807 in Credit Card Annual Fees in 2023 – Was it Worth it?

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Good evening everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2023 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • New credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards that have been upgraded / downgraded / product changed
  • Annual fees saved on closed credit cards
  • All other credit cards

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December Credit Card Dilemma: AMEX Platinum or AMEX Gold?

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Good afternoon everyone, happy Friday!  My wife and I have a $6,000 bill that is coming up in the next few weeks, so we (mostly me) are trying to figure out which new credit card to get to pay the bill (and earn a new sign up bonus along the way).  Traditionally in December, this is the time of the year that most travel hackers focus on spending the holidays with their friends and family setting themselves up for a Southwest Airlines Companion Pass in early January or getting a new American Express Platinum Card for the opportunity to go for the “Triple Dip” – where you can use the new card benefits at the end of 2023, again in 2024, and one more time in early 2025 before the annual fee is due.

My wife currently has a Chase Southwest Airlines Priority Credit Card and I am over Chase 5/24, so the Southwest Airlines Companion Pass is off the table for us.  My wife has never had *any* American Express cards as the primary account holder, but she is an authorized user on a few of my AMEX cards.  The “Triple Dip” on the AMEX Platinum seems like a no brainer, but AMEX has messed up our plans by adding a “Family Rule” on the American Express Gold Card that says:

You may not be eligible to receive a welcome offer if you have or have had this Card, the Premier Rewards Gold Card, The Platinum Card® from American Express, American Express Platinum Card® by Charles Schwab, The Platinum Card® from American Express Exclusively for Morgan Stanley or previous versions of these Cards.

Basically, if she gets the AMEX Platinum, she will not be eligible for the AMEX Gold sign up bonus in the future.  So this is where the dilemma comes in.  Should she go for the “Triple Dip” on the AMEX Platinum and forgo ever getting a sign up bonus on the AMEX Gold?  Or should she get the AMEX Gold now and then apply for the AMEX Platinum in the future (maybe in December 2024)?

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My 6 Credit Card App-O-Rama: Results & Reconsideration Calls

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Good afternoon everyone, happy Friday!  A few weeks ago, I applied for 6 new credit cards in my most recent App-O-Rama (which doesn’t work as well as it used to work, back in the good ol’ days), but I wanted to share my results and reconsideration calls.  Warning: I don’t recommend applying for multiple cards in the same day (“do as I say, not as I do”).  With that said, I started with the American Express Blue Business Plus Credit Card that has a 75,000 American Express Membership Rewards Points signup bonus after spending $15,000 in 12 months.  Check out this Doctor of Credit post for more info.

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