Updated 10am PT on 1/12: Bank of America released another Airbnb BankAmeriOffer, but this offer expires on 2/10/2018.
Good morning everyone, happy almost New Years Eve. Earlier this month, Doctor of Credit wrote how bad travel bloggers are at making predictions (I came in last at 33% correct), but he only reviewed our credit card predictions. I made a lot of other predictions in January 2017, so let’s see how good or bad my predictions were. I covered airlines, hotels, credit cards, and MS. I will put my thoughts in bold at the end of each prediction.
Good morning everyone. A few weeks ago, Bank of America changed their rules in terms of approving new personal credit card applications. Doctor of Credit has a very good post about the new “2/3/4 Rule” which he states that Bank of American will “only approve you for at most two cards per rolling 2 months, three cards per rolling 12 months, and four cards per rolling 24 months. Let’s call this the ‘2/3/4 rule’.” Luckily, Bank of America business credit cards do not count toward the “2/3/4 Rule.” The comments and data points from that post are pretty conclusive, so instead of fighting the new rule, let’s see how we can play with this new rule.
I am OCD and I save all my credit card statements for every credit card from every month. I have statements for all my open and closed credit cards. I wanted to find out the opening date for all my Bank of America credit cards, so I opened the first statement for each credit card and looked at the first date printed on my statement. For example, I am pretty confident my opening date is right around March 23, 2017, for the credit card on the left and August 10, 2017, for the credit card on the right.
Good morning everyone, I hope you all has a great weekend. A few weeks ago, I applied for 8 new credit cards during my App-O-Rama. Here are the 8 credit cards and sign up bonuses that I applied for (not in this particular order). Unfortunately, my App-O-Rama skills are not as good as they used to be and I was (ultimately) declined for most of these credit cards.
Long story short, I applied for 3 Bank of America credit cards, starting with the Bank of America Alaska Airlines Visa Signature Credit Card. I recently closed my previous Bank of America Alaska Airlines Visa Signature Credit Card a few weeks ago, so I was ready to apply again and earn more Alaska Airlines miles. Unfortunately, my application went to pending. Since I was not immediately declined, I decided to apply for a Bank of America Virgin Atlantic Credit Card. Surprisingly, I was instantly approved for that credit card with a pretty small credit limit. With that success, I decided to apply for a Bank of America Amtrak Rewards Credit Card. Unfortunately, that application went to pending as well. 1 out of 3 instant approvals was not bad. I was hopeful that the 2 pending applications could be approved with a short reconsideration call.
Do you fly Alaska Airlines? Do you have the Bank of America Alaska Airlines Visa Signature Credit Card? Do you ever pay to check your bag when you fly Alaska Airlines? Something strange happened to me recently when I flew Alaska Airlines, and I just figured out what happened! For years I flew on Alaska Airlines, and if I checked a bag, I was charged a checked bag fee and paid for it. Then for a few years, I had Alaska Airlines MVP Gold elite status and got used to not paying for checked bags. That was nice! After those status days ended, I had a few flights where I got charged for checked bags and paid the fee. However, for my last five flights where I’ve needed to check a bag, I wasn’t charged a fee. I had no idea why, and I almost didn’t want to know :)
But recently, I put the pieces of the puzzle together and I want to make sure you’re in the know too! You see, I’ve also had the Bank of America Alaska Airlines Visa Signature Credit Card for years, and because everyone focuses on the Companion Fare benefit, it’s easy to forget, as I did, that the card also comes with one FREE checked bag for you and up to six other passengers on your reservation.
Somehow I completely forgot about the free checked bag benefit