Tag Archives: Cash Back

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New Chase Offers: Kimpton Hotels (20%), Audible (10%) & Kindle (20%)

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Good morning everyone.  I just checked my Chase app and spotted a few new Chase Offers.  Check your Chase account to see if you had these offers or other new Chase Offers.  I found all these offers on my Chase Sapphire Reserve Credit Card (this is the Chase credit card that I use the most, so I tend to get the most offers on this credit card).

  • Kimpton Hotels: 20% cash back (minimum $100, max out with $600 purchase)
  • Audible: 10% cash back (max out with $20 purchase)
  • Kindle: 20% cash back (max out with $10 purchase) – same offer as Bank of America’s BankAmeriDeal

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View Southwest Airlines Travel Funds in your Account (Effective December 3, 2019)

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Good afternoon everyone, I hope your Friday is going well.  A few years ago, I wrote in my 2018 travel predictions that “Southwest Airlines will increase their Transfarency by automatically keeping track of travel funds in each account.”  I wrote that post on January 14, 2018, and it looks like my prediction came true on December 3, 2019.  If you log into your Southwest Airlines account, you should see a new section at the top of your My Account page that says “My Travel Funds.”  Click the View Travel Funds button to view your travel funds.

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How to View or Hide AwardWallet Airline Credits, Dining Credits & Hotel Free Night Certificates

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Good morning everyone, happy Friday!  Yesterday, I received an interesting comment on my post: My 5 New Year’s Travel Resolutions for 2020.  The commenter, MrDioji, asked: “How do you get Award Wallet to display airline and dining credits? Or do you manually add them?”  He was referring to this screenshot of my American Express balances in my AwardWallet account.  Instead of answering the question in the comments section, I thought it would be helpful to write a post about this topic to help other readers.  In this post, I will show you how to view or hide airline credits, dining credits, hotel free night certificates, and many other pieces of information.

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Have You Read My Top 10 Blog Posts from 2019?

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Good morning everyone, long time no blog.  I hope you all had a great holiday season and have exciting plans for New Years.  Quick update from me: Laura and I drove down to Orange County from the Bay Area for Christmas and then we *tried* to drive back up to the Bay Area on December 26, but since the Grapevine (on the 5 Freeway) was closed due to snow, we only made it half way up on the 101 Freeway.  We stopped in Santa Maria (near San Luis Obispo) for 1 night (shout out to the Holiday Inn Express Santa Maria for 20K IHG Points) and then we drove up the rest of the way on December 27 for a second Christmas with Laura’s family.  Then on Saturday morning, we flew to Las Vegas to visit my new niece (born on December 21).  On Sunday night, after a nice relaxing dinner at the LAS Centurion Lounge, we had a minor weather delay on our return flight to SFO, followed by sitting on our United flight for 90 minutes as we waited for an open gate (half of SFO is United, so there should be an open gate…).  We are glad to be back home and I have a few blog posts in the pipeline.

For today’s post, I will list my top 10 most read blog posts written in 2019 along with the top 10 posts of the year (regardless of the year they were written).  By the way, here are the most popular posts from 2018, 2017, and 2016. Continue reading →

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Why Do We Keep 16 No Annual Fee Credit Cards?

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Good afternoon everyone, I hope your weekend is off to a great start.  A few days ago, I wrote a post titled I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?  In that post, I shared the 21 credit cards that I plan on keeping and how I justify paying the annual fees on those credit cards.  I felt bad for the 16 no annual fee cards that Laura and I have and decided to write a post about them too.  Roughly half of the no annual fee credit cards were downgraded / converted from a credit card with an annual fee.  Besides the rewards that some of the no annual fee credit cards provide, keeping no annual fee credit cards open long term is good for your credit score.  It improves the length of credit history (average age of accounts), which represents 15% of your total credit score.  It also helps with the amounts owed (your credit utilization ratio), which represents 30% of your total credit score.  Lastly, it helps with payment history (paying your credit card bills on time), which represents 35% of your total credit score.  For more info, check out this Doctor of Credit page.

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Image source: https://www.kiplinger.com/article/credit/T017-C000-S002-how-your-credit-score-is-calculated.html

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