Good afternoon everyone, I hope your weekend is going well. At the end of October, my wife applied for the Chase Marriott Bonvoy Boundless Credit Card. At the time, the sign up bonus was for 5 Free Night Certificates good for up to 50,000 Marriott Bonvoy Points per night after spending $5,000 in 3 months. Many bloggers (including my friends Nick and Greg at Frequent Miler) said that this sign up bonus was a great deal, but only for those who knew how to get great value out of the certificates and could use them all within 12 months. Since Laura has never had any Marriott (or SPG) credit cards, she decided to apply for the credit card. She was not instantly approved, but after calling the Chase reconsideration department, she was approved for the credit card. In this post, I will show you how to redeem the Marriott 50K Free Night Certificates and show you some of the trouble Laura experienced in the booking process.
Good morning everyone, I hope your weekend is going well. A few days ago, I wrote My October 2020 Credit Card App-O-Rama Results. In that post, I wrote about my experience applying and getting approved for 2 business credit cards: Bank of America Alaska Airlines Business Credit Card and American Express Delta SkyMiles Gold Business Credit Card. In today’s post, I will talk about my wife’s application and approval process for the Chase Marriott Bonvoy Boundless Credit Card. When Laura applied 2 weeks ago, the sign up bonus was for 5 free night certificates (up to 50,000 Marriott Bonvoy Points per night) after spending $5,000 in 3 months. Unfortunately, that offer ended on October 28.
According to my calculations, Laura had a Chase score of 3/24, so I assumed she would be instantly approved for this credit card. Unfortunately, that was not the case. Here is what I learned about the approval process and how she was able to get approved for the new credit card.
Good morning everyone, happy Friday! Earlier this month, Frequent Miler wrote Ritz card: Double Dip Restaurants 10X + $300. In that post, Greg covered 2 overlapping promotions available on the JPMorgan Chase Ritz Carlton Visa Infinite Credit Card:
- Earn 10x Marriott Bonvoy Points at restaurants and gas stations through September 30, 2020
- Use the $300 annual travel credit to reimburse purchases made at grocery stores and restaurants though December 31, 2020
Before the Coronavirus Pandemic, I used $84.67 of my $300 annual travel credit, so I still had $215.33 remaining that I needed to use by December 31, 2020. With the above information in mind, I decided to use my Ritz Carlton Credit Card for purchases at grocery stores and restaurants until I spent at least $215.33. I made the necessary purchases and clicked the pie chart icon to confirm that the purchases fell into the right categories.
Good morning everyone, I hope your weekend is going well. I recently had a change of heart and decided to redeem 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back feature. Chase introduced the Pay Yourself Back feature on May 31 and I wrote How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement). Initially, I was not very excited about the new feature, since I convinced myself that I could use my Chase Ultimate Rewards Points in other ways and get more than 1.5 cents per point.
After realizing that I had no concrete travel plans remaining in 2020 (I recently cancelled trips to Boston & New York along with a big trip to Africa), I figured that my stash of Chase Ultimate Rewards Points would probably not be used much this year. Before redeeming 1/3 of my Chase Ultimate Rewards Points, I looked at Chase’s travel partners to see if there were any major reasons to keep my Chase Ultimate Rewards Points. Chase has 13 airline and hotel partners, but only has 4 exclusive partners (Southwest Airlines, United Airlines, IHG, and Hyatt), the remaining 9 travel partners are accessible with American Express Membership Rewards Points, Citi ThankYou Points, and Capital One Miles.
My wife and I have ~58,000 Southwest Airlines points and ~$150 in travel credit, so I would not need to transfer Chase Ultimate Rewards Points to Southwest Airlines. I am not a huge fan of United Airlines and can usually book Star Alliance flights with other travel programs, plus I have ~$178 travel credit from a cancelled United flight. IHG points are worth ~0.5 cents per point and I have ~222,000 IHG points in my account. Last but not least, Hyatt is the only travel partner that stands out from the list. I decided to save at least 60,000 Chase Ultimate Rewards Points just in case we stay at a Hyatt later this year).
I figured that normal spending on our Chase Ink Cash Credit Card, Chase Sapphire Reserve Credit Card, and Chase Freedom Credit Card this year would replenish our Chase Ultimate Rewards Points balance by the end of 2020.
Updated 12:50pm PT on 6/6: My $300 travel credit on the Chase Sapphire Reserve doesn’t reset until October. See details below.
Updated 11:00am PT on 6/5: I tested the $250 Hilton Resort Credit on a restaurant purchase and the statement credit posted in 3 days. See details below.
Updated 11:30am PT on 6/3: The $325 travel credit on the US Bank Altitude Reserve can now be used for restaurant purchases from 6/1 – 12/31. See details below.
Good morning everyone, I hope you had a good weekend. Today is June 1 and the start of a new month. As the saying goes: New Month = New Credits. I have several credit cards, but these are the 5 credit cards that have credits that I can use this month:
- 6/1 – 6/30: $20 shipping credit (June, July, Aug, Sep, Oct, Nov & Dec) – I used $18.70 credit last month when I Purchase & Print USPS Shipping Labels Online
- 6/1 – 6/30: $20 wireless credit (June, July, Aug, Sep, Oct, Nov & Dec) – I paid $20 to my AT&T bill last month to trigger the credit
7/1 – 12/31: $200 Dell credit(I need to wait another month before I use these credits)