Good morning everyone. A few months ago, I wrote PSA: Make Sure to Convert / Upgrade to US Bank Radisson Rewards Premier Visa Signature Credit Card. In that post, I shared my experience upgrading from the no annual fee to the US Bank Radisson Rewards Visa Signature Credit Card ($50 annual fee). A few days before I wrote that post, I received this email from US Bank on March 28 informing me of the cardmember anniversary. The last bullet point in the email mentioned the 25,000 anniversary points, which was my whole reason for upgrading. Unfortunately, the 25,000 anniversary points never posted to my Radisson Rewards account, so I had to track them down.
Good afternoon everyone. I was working on my Buy Miles & Points Page and found a few offers ending soon. Always check the math to make sure that buying miles & points makes sense for you. Do not buy miles & points speculatively unless you have a use in mind. With that said, here are 5 buy miles/points promos ending soon. First up, Choice Hotels is offering up to a 50% bonus, depending on the number of Choice Hotels Privileges Points you purchase.
This offer expires today – April 22. Extended, expires on April 29.
Good morning everyone. A few years ago, Club Carlson / Radisson Rewards credit cards were awesome because you could redeem points and get your last night free. If you booked a 2 night stay, you got 50% off the total price. Well, it was too good to last, so Club Carlson / Radisson Rewards got rid of that benefit. A lot of people burned all their points and closed their credit cards, but I decided to keep my Club Carlson / Radisson Rewards credit cards. To make thing confusing, there are 4 US Bank issued Radisson Rewards credit cards (3 personal and 1 business).
For the longest time, I had the US Bank Radisson Rewards Premier Visa Signature Credit Card ($75 annual fee) and the US Bank Radisson Rewards Business Visa Credit Card ($60 annual fee). Both of these credit cards offer 40,000 anniversary bonus points every year, just for paying the annual fees. For $135 in annual fees, I could get 80,000 Radisson Rewards points every year. Since I wanted more cheap Radisson Rewards points, I decided to apply for the US Bank Radisson Rewards Visa Signature Credit Card ($50 annual fee) and then upgrade to the US Bank Radisson Rewards Premier Visa Signature Credit Card ($75 annual fee) in the future. As luck would have it, I wasn’t approved for the US Bank Radisson Rewards Visa Signature Credit Card ($50 annual fee), but instead, I was approved for the US Bank Radisson Rewards Visa Credit Card (no annual fee).
Good morning everyone. A few days ago, I got an email from Radisson Rewards about transferring Radisson Rewards Points into airline miles. I figured it would be a bad deal in terms of the value you get from Radisson Rewards Points, but thought it might be useful if you have airline frequent flyer miles expiring soon and need some activity to reset the expiration date. I went through the transfer process to convert 2,000 Radisson Rewards Points into 200 American Airlines miles. Trust me, I know this is a terrible exchange, but it is a very efficient way to keep airline miles from expiring (and I don’t put much value on 2,000 Radisson Rewards Points). I then went even further down the rabbit hole and looked at other hotel programs (Hilton, Hyatt, IHG, Marriott, and Wyndham) to see if they offered better value in terms of resetting airline mile expiration dates than Radisson Rewards. Here are my results…
To get started with the conversion of Radisson Rewards Points into airline miles, I started here. As you can see, 2,000 Radisson Rewards Points = 200 airline miles. The transfer ratio is the same regardless of how many Radisson Rewards Points you want to transfer. 10 Radisson Rewards Points = 1 airline mile. According to Frequent Miler’s Reasonable Redemption Values (RRV), 1 Radisson Reward Point is equal to 0.38 cents per point (CPP), which would make 1 airline mile worth 3.8 CPP (which is unrealistically high). But look at it a different way. 2,000 Radisson Rewards Points would be worth $7.60 (2,000 x $0.0038 = $7.60). In reality, I get 40,000 Radisson Rewards Points every year when I pay the $60 annual fee on my US Bank Radisson Rewards Business Credit Card, so that comes out to a 0.15 CPP value ($60 / 40,000 = $0.0015). The new calculation would make 2,000 Radisson Rewards Points worth only $3.00 (2,000 x $0.0015 = $3.00). So would you redeem $3.00 in Radisson Rewards Points to reset your frequent flyer miles expiration date?
Good morning everyone, happy Friday! I’m heading to Las Vegas this weekend to do some hiking and watch the Golden Knights NHL game. I hope you have a fun filled weekend ahead too! Yesterday, I received 2 targeted spending offers from US Bank regarding my US Bank Radisson Rewards Business Credit Card and US Bank Radisson Rewards Visa Signature Credit Card. I will go through both offers and tell you what I think of each offer. If you received different targeted offers, please let me know in the comments. Without further ado, let’s go over the targeted spending offer on my US Bank Radisson Rewards Business Credit Card.
After spending $2,000 on the credit card, I will earn 3 bonus points per dollars, up to 5,000 bonus points. I would need to spend an extra $1,666.67 to max out the 5,000 bonus points. In total, I would need to spend $2,000 + $1,666.67 = $3,666.67 and earn 23,333 points ( [5 x 2,000 = 10,000] + [8 x 1,666.67 = 13,333], 10,000 + 13,333 = 23,333). If I spent $3,666.67 on my Citi Double Cash Credit Card, I would earn $73.33. So $73.33 cash back vs. 23,333 Radisson Rewards Points. According to Frequent Miler’s Reasonable Redemption Value table, Radisson Rewards Points are worth 0.38 cents per point, so 23,333 points is worth $88.67, or only $15.34 more than the cash back. I’m currently sitting on a stash of 146k Radisson Rewards Points, so I do not want/need any more points. If you value Radisson Rewards points at more than 0.38 cents per point, you might be interested in this offer.