Tag Archives: Barclays Bank

a black text on a white background

The Results Are In! My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions

Posted on by . Leave a reply

Updated at 7am PT on 12/28/23: 1 correction made to the UA “Miles & Money” prediction.  I am now up to 4 / 31 :)

Good morning everyone, I hope you are having a great holiday season so far!  Now that we are approaching the end of 2023, it’s time to review my 2023 predictions and see how (badly) I did.  Correct predictions are in green and incorrect predictions are in red.

My 2023 Airline Predictions (1 / 4)

  • American Airlines or Alaska Airlines will be added as a transfer partner from a transferable points currency. – No, AA and AS were not added as a transfer partner in 2023, but AA is still a transfer partner of Bilt.
  • British Airways will change their award chart to calculate the number of Avios needed on a combined distance flown, not on a segment by segment basis. – No, BA has not changed their award chart to calculate combined distance flown.
  • Delta Airlines or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). – Yes, UA does have a “Miles & Money” payment method that offers between 0.75 CPP – 1.0 CPP (Frequent Miler article).
  • Southwest Airlines will work very hard to make up for their December 2022 travel nightmare by offering a transfer bonus from Chase and spending offers on their credit cards in January 2023. – No, SWA did not introduce any transfer bonuses in 2023.

Continue reading →

a woman with blonde hair and a green shirt

I Paid $4,807 in Credit Card Annual Fees in 2023 – Was it Worth it?

Posted on by . 15 Replies

Good evening everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2023 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • New credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards that have been upgraded / downgraded / product changed
  • Annual fees saved on closed credit cards
  • All other credit cards

Continue reading →

a blue letter with a white background

Unsolicited Advice: How I Would Price Vacasa Vacation Rental Point Redemptions If I Ran Wyndham Rewards

Posted on by . 4 Replies

Good morning everyone, I hope your week is going well.  I’ve been a huge fan of Vacasa Vacation Rentals using Wyndham Rewards Points and have booked 6 Vacasa properties in California and Hawaii over the last few years.  Back in October, Frequent Miler discovered that Vacasa now has a lower cap on reservations booked with WR Points.  You can now only redeem WR Points if the price per bedroom per night is $350 or less, down from the previous $500 per bedroom per night.  That is a major blow to the value you could get booking Vacasa Vacation Rentals.

Here is the current chart that shows the price in dollars and WR Points needed, based on the number of bedrooms and the average nightly price (including taxes and fees).  If you have a Barclays Wyndham Rewards Earner Plus or Earner Business credit card, you get a 10% discount on the number of WR Points needed.  Based on those numbers, the maximum cents per point (CPP) is 2.33 CPP for all members and 2.59 CPP for Earner Plus and Earner Business CC members.

# Bedrooms
Avg Nightly Price Cap
# WR Points
10% Discount
CPP Standard
CPP Earner CC
1 $350 15,000 13,500 2.33 2.59
2 $700 30,000 27,000 2.33 2.59
3 $1,050 45,000 40,500 2.33 2.59
4 $1,400 60,000 54,000 2.33 2.59

Continue reading →

a close-up of a logo

Timeline of Barclays AAdvantage Aviator Red Credit Card 75,000 American Airlines Miles Sign Up Bonus

Posted on by . 13 Replies

Good morning everyone, I hope your week is going well.  A few weeks ago, I wrote about My 6 Credit Card App-O-Rama: Results & Reconsideration Calls.  In that post, I talked about my instant approval for the Barclays AAdvantage Aviator Red Credit Card that currently has a 75,000 American Airlines Miles sign up bonus after adding an authorized user and making a single purchase on your card and the authorized user card.  I love these type of sign up bonuses since it doesn’t get much easier than that!  But then I wondered, how long would it take for the sign up bonus to post to my America Airlines AAdvantage account?  In this post, I will lay out the timeline of events so you know what to expect when you are waiting for your 75K AA Miles to post.

a screenshot of a credit card

Continue reading →

a woman with blonde hair and a green shirt

My 6 Credit Card App-O-Rama: Results & Reconsideration Calls

Posted on by . 8 Replies

Good afternoon everyone, happy Friday!  A few weeks ago, I applied for 6 new credit cards in my most recent App-O-Rama (which doesn’t work as well as it used to work, back in the good ol’ days), but I wanted to share my results and reconsideration calls.  Warning: I don’t recommend applying for multiple cards in the same day (“do as I say, not as I do”).  With that said, I started with the American Express Blue Business Plus Credit Card that has a 75,000 American Express Membership Rewards Points signup bonus after spending $15,000 in 12 months.  Check out this Doctor of Credit post for more info.

a blue card with text and a picture on it

Continue reading →