Tag Archives: Citi ThankYou Points

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Deep Dive into Citi Strata Premier Credit Card Earning Categories & Travel Protections (Rental Car, Trip Interruptions & Lost Luggage)

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Good afternoon everyone, I hope your weekend is going well.  Much has already been written about the new-ish Citi Strata Premier Credit Card, but I wanted to do a deep dive into the earning categories and travel protections on this credit card, mostly so I could compare this credit card to the US Bank Altitude Reserve Credit Card.

This post has many links to the various pages on the Citi card benefits website, but you will need to sign into your Citi account first before clicking any of the links below.  Let’s get started by covering the various travel-related earning categories on the Citi Strata Premier.

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My Dilemma: Buy 97K Choice Hotels Points from Daily Getaways for $505 or Transfer 49K Citi ThankYou Points to Choice?

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Updated 2:30pm PT on 5/10/24: I was able to buy a 42K Choice Hotels Point package from Daily Getaways on April 29.  The 42K points finally posted to my Choice Hotels account today (May 10).  I transferred 9K Citi ThankYou Points into 18K Choice Hotels Points, and then I booked my 3 night reservation in Stockholm (3 x 20K = 60K points).

Good afternoon everyone, I hope you had a great weekend.  Laura and I are planning our Summer vacation to a few Scandinavian / Nordic countries and I have identified 2 Ascend Hotel Collection properties (part of Choice Hotels) that are bookable for 20,000 Choice Hotels Points per night.  We would spend 5 nights in these properties, so 5 x 20,000 points = 100,000 points.  I currently have 3,000 points in my Choice account, so I need 97,000 more points.  Currently, there are 3 possible options, and I am having a hard time figuring out which path to take, so this is where I need your help.  Please read through this post and let me know what you would do if you were in my situation.

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$65 InKind Credit for $27 (Stack $25 Citi Merchant Offer, $13 InKind Bonus & Maybe 160 JetBlue Points)

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Good afternoon everyone, I hope your week is going well.  A few days ago, Frequent Miler wrote a post about a new Citi Merchant Offer for InKind and I wanted to test it out before writing about the deal.  Now through February 29, there is a widely available Citi Merchant Offer for InKind that is offering a $25 statement credit after spending $50 or more.  I am a huge fan of InKind and have written many posts about the service over the last year (view InKind posts).  If you new to InKind, you can use my referral link which will give you a $25 reward bonus after you spend $50 or more with InKind (you should be able to stack a new account bonus with the Citi Merchant Offer).  If you an existing InKind members, keep reading for more info on how to stack a few InKind deals together.

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My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions

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Good morning everyone, I hope your holiday season is going well.  Yesterday, I wrote The Results Are In! My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions.  In that post, I shared how my 2023 predictions did (spoiler: not great).  But I am not deterred because 2024 is a new year and I have several new predictions that are surely to come true.  Without further ado, here are my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled).
  • British Airways will add another airline (besides Finnair) to the Avios family.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation.

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I Paid $4,807 in Credit Card Annual Fees in 2023 – Was it Worth it?

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Good evening everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2023 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • New credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards that have been upgraded / downgraded / product changed
  • Annual fees saved on closed credit cards
  • All other credit cards

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