Tag Archives: Delta Airlines

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I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?

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Good morning everyone.  As we approach the end of the year, I decided to take a look at my credit card spreadsheet and see how much my wife and I paid in annual fees this year.  I removed all the no annual fee credit cards and here are the 26 credit cards that have annual fees (sorted alphabetically).  I will break down this list into cards that I am 99% sure that I will cancel, 99% sure that I will keep, and the 50/50 cards that I might keep or cancel.  Read through this post and let me know if you agree or disagree with my thinking.

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I Completed My 4 Credit Card July App-O-Rama (Sign Up Bonus Posting Details)

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Good morning everyone, I hope you had a great weekend.  In mid July, I applied for 5 credit cards and was ultimately approved for 4 credit card in my July App-O-Rama.  Here are the credit cards and their sign up bonus details (listed in the order the sign up bonus posted):

  • American Express Platinum Delta SkyMiles Credit Card – spend $3,000 in 3 months and get 70,000 Delta SkyMiles
  • Wells Fargo Propel World Credit Card – spend $3,000 in 3 months and get 40,000 Wells Fargo GoFar Rewards Points
  • Banco Popular Avianca Vuela Credit Card – spend $1,000 in 3 months and get 60,000 Avianca LifeMiles
  • Citi Premier Credit Card – spend $4,000 in 3 months and get 60,000 Citi Thank You Points

I have had all of these credit cards before (with the exception of the American Express Platinum Delta SkyMiles Credit Card), so I will share my dates and churning details in this post.  I have also written about some of these sign up bonuses already, so I will link to those posts too.  Without further ado, let’s start with my American Express Platinum Delta SkyMiles Credit Card.

American Express Platinum Delta SkyMiles Credit Card

This was the quickest sign up bonus to post (with the miles posting 9 days after applying for this credit card).  I wrote more details of the quick sign up bonus here.  As of today, I haven’t used the Delta SkyMiles yet and do not have any immediate plans to use them.

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American Express Delta Platinum Credit Card Sign Up Bonus Posts Fast (70K SkyMiles + 10K MQMs)

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Good afternoon everyone.  A few days ago, I wrote Unboxing American Express Delta Platinum SkyMiles Credit Card: Card Art, Welcome Documents & Benefits.  In that post, I mentioned that the sign up bonus for the American Express Delta Platinum Credit Card was 70,000 Delta SkyMiles and 10,000 Medallion Qualifying Miles (MQMs) after spending $3,000 in 3 months.  I am happy to report that the sign up bonus posts really fast after you complete the minimum spending requirement.  After logging into my American Express online account, I found out that the 70,000 Delta SkyMiles posted to my Delta account (I had less than 5,000 Delta SkyMiles a week ago, now I have 74,564 Delta SkyMiles).

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Unboxing American Express Delta Platinum SkyMiles Credit Card: Card Art, Welcome Documents & Benefits

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Good morning everyone, I hope your weekend is off to a great start.  A few days ago, I wrote about my July App-O-Rama and my approval process for the American Express Delta Platinum SkyMiles Credit Card.  Since my application was not instantly approved, I called American Express.  I was told that I had too many credit cards with American Express and I needed to close an existing American Express credit card to open up a credit card slot.  I closed my American Express Hilton Honors Business Credit Card and transferred the credit limit over to my new American Express Delta Platinum SkyMiles Credit Card.  The American Express rep also offered to expedite the delivery of my new credit card.  Yes please! My new credit card arrived via UPS Next Day Air and here is the unboxing post that shows the card art, welcome documents, and the card benefits.  Here is the front and back of the American Express Delta Platinum SkyMiles Credit Card:

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My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved)

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Updated on 7/20/2019 at 8am: I added the Barclays rejection letter to the bottom of this post.

Good morning everyone, I hope your 2 day Prime Day shopping spree is going well.  Even though I didn’t buy much on the first day of Prime Day, I did pick up a few new credit cards.  My last App-O-Rama was in March, so I patiently waited 3+ months until my July App-O-Rama.  As a reminder, I was approved for 3 out of 4 credit cards in my March App-O-Rama, including the American Express Gold Card, the US Bank Altitude Reserve Visa Signature Credit Card, and the Wells Fargo Business Platinum Credit Card.  With those minimum spending requirements completed and the sign up bonuses redeemed, it was time to focus on these 5 credit cards.  Here is a quick summary of my July App-O-Rama:

  • Citi Premier Credit Card – instantly approved
  • American Express Platinum Delta SkyMiles Credit Card – pending, then approved (I called AMEX and had to close an old card to open up a credit card slot)
  • Barclay AAdvantage Aviator Business Credit Card – pending, then declined (too many recent inquiries)
  • Banco Popular Avianca Vuela Credit Card – instantly approved
  • Wells Fargo Propel World Credit Card – instantly approved (I called Wells Fargo to apply for this credit card over the phone)

Citi Premier Credit Card

I currently have a Citi Premier Credit Card that I have had for 4+ years, but I wanted to get another one since the sign up bonus is currently 60,000 Citi Thank You Points after spending $4,000 in 3 months.  If I was approved for a second Citi Premier Credit Card, my plan was to downgrade/convert my old Citi Premier Credit Card into a Citi Rewards+ Credit Card.

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