Good morning everyone. Last month, I wrote Cannot Apply for US Bank Checking Account Online with Frozen ARS/IDA Credit Reports, Must Apply In-Branch in which I explained that US Bank was not able to approve my online application for a bank account because I have my ARS and IDA credit reports frozen. Stefan @ Rapid Travel Chai experienced the same issue. After calling US Bank to inquire about the issue, the rep advised me to apply in-branch for the US Bank Power Up Checking Account. The current checking account sign up bonus is $125 after receiving 1 direct deposit of $500 or more and making 2 bill payment transactions in the first month (full details at Doctor of Credit’s website).
Tag Archives: US Bank
How to Book your Club Carlson Free Night Certificate Worldwide Hotel Stay
Good evening everyone, hopefully your week is off to a great start. A few days ago, I wrote US Bank Club Carlson Visa Signature and Business Cardholders Receiving Free Night E-Certificate (Different from Anniversary Night Certificates). In that post, I determined (thanks to reader comments) that everyone who has a US Bank Club Carlson credit card was going to receive a free night certificate (my letter is below). More interestingly, the free night certificate mentioned in the letter is not related to the $10,000 annual free night certificate (which is only valid in the United States, boo). Today (only 2 days later), I received an email with my free night certificate information. In this post, I will show you how to book your Club Carlson free night certificate at any Club Carlson hotel in the world.
Should you Downgrade to the No Annual Fee US Bank Club Carlson Rewards Visa Credit Card?
(Hat Tip to Mike for the idea)
Good morning everyone. A few days ago, I wrote US Bank Club Carlson Visa Signature and Business Cardholders Receiving Free Night E-Certificate (Different from Anniversary Night Certificates) which showed that US Bank / Club Carlson is sending out free night certificates to cardholders. I received a letter for my US Bank Club Carlson Premier Rewards Visa Signature Credit Card and my US Bank Club Carlson Business Rewards Visa Credit Card. Other readers commented that the no annual fee US Bank Club Carlson Rewards Visa Credit Card also received a free night certificate.
That got me thinking… if everyone got a free night certificate, is the US Bank Club Carlson Premier Rewards Visa Signature Credit Card worth $75 more than the no annual fee US Bank Club Carlson Rewards Visa Credit Card? If you look at the Club Carlson credit card comparison page, you will only see the 3 versions that have annual fees. If you scroll all the way to the bottom of the page, click the link to view the no annual fee Club Carlson credit card.
1 Month Approval Process for US Bank Cash Plus Credit Card
Good morning everyone. Last month, I wrote July 2015: My 8 Credit Card App-O-Rama Game Plan where I shared my thought process on my upcoming App-O-Rama. On the list, was the US Bank Cash Plus Credit Card. The sign up bonus is small ($100 bonus after spending $500 in 3 months), but the 5% rotating cash back categories was intriguing. This credit card has the potential to generate $400 in cash back every year (5% of $2,000 = $100 x 4 quarters = $400 yearly). Since I already have the US Bank FlexPerks Visa and AMEX, Club Carlson personal and business, this was the only other US Bank credit card I was interested in.
If you have never applied for a US Bank credit card or have a hard time getting approved for US Bank credit cards, I recommend Freezing your ARS and IDA Credit Reports before applying. I have had great success after freezing both of these smaller credit bureaus.
When my App-O-Rama date arrived (July 14), I applied for the credit card…
US Bank Club Carlson Visa Signature and Business Cardholders Receiving Free Night E-Certificate (Different from Anniversary Night Certificates)
Good Saturday morning everyone (I am writing this post at 12:02am). Earlier Friday night, I saw a few tweets from @Tym2Trvl about a letter he received from US Bank regarding a free night certificate from Club Carlson. Luckily, I got the same letter today and have uploaded the letters for my US Bank Club Carlson Visa Signature Credit Card ($75 annual fee version) and my US Bank Club Carlson Business Credit Card.
Coincidentally while calling US Bank to activate my US Bank Cash Plus Credit Card (only took 1 month between applying and receiving the credit card, that’s a story for another blog post), I asked the rep about the letter. He did not have much info to share, but he did say the letter was probably sent directly from Club Carlson and was not related to the free night certificate after spending $10,000 on the card. I can confirm that I have not spent $10,000 on my personal or business Club Carlson credit cards in the current year.
The letter says that I will receive an E-Certificate valid for 1 night at any Carlson Rezidor (Club Carlson) hotel worldwide. The E-Certificate would arrive via email directly from Club Carlson. At the bottom of the letter, the disclosure says the E-Certificate will post to my Club Carlson account within 6-8 weeks and will be good for 12 months from issuance.