Good morning everyone,
hoppy happy Easter! As part of my March App-O-Rama, I was approved for 8 new credit cards. In this post, I will talk about my successful reconsideration calls for the Barclays Arrival Plus Credit Card and the US Bank FlexPerks Gold American Express Credit Card. If you are curious, I shared the other results of my credit card App-O-Rama here. Long story short, I applied for both credit cards toward the end of my App-O-Rama and received pending responses for both credit cards. At that point, I patiently waited for approval emails or denial letters.
Luckily, I received a call from Barclays a few days later regarding my recent application of the Barclays Arrival Plus Credit Card. The credit analyst told me that Barclays had already extended enough credit to me and she noted that I didn’t use my 2 other Barclays credit cards much (Barclays Lufthansa Credit Card and Barclays JetBlue Plus Credit Card). She asked if I would be willing to move credit from one of those credit cards to approve the Barclays Arrival Plus Credit Card. I said yes, that would be fine. I ended up moving $10,000 from my Barclays JetBlue Plus Credit Card (subsequently lowering that credit line down to $9,500) and having a $10,000 credit line on my Barclays Arrival Plus Credit Card. I thanked the rep for her help and asked if it were possible to get the credit card expedited to me so I could use the new credit card right away but I was told that there is a $15 cost to expedite the credit card. I politely declined and agreed to the free USPS First Class Mail (snail mail) option.