Tag Archives: US Bank

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US Bank FlexPerks Travel Rewards Visa Signature & American Express Downgrade / Conversion Options

Good morning everyone, happy Friday!  I am flying to Phoenix this weekend to watch some Spring Training baseball games, go to a Phoenix Suns basketball game, and maybe catch a Phoenix Coyotes hockey game – lots of sports in my future!

In credit card related news, both my US Bank FlexPerks Travel Rewards Visa Signature Credit Card and US Bank FlexPerks Travel Rewards American Express Credit Card had $49 annual fees that just posted.  I got both credit cards during various Summer / Winter Olympic promos and have since spent down the majority of my FlexPoints.  The only reason to keep the FlexPerks Visa Signature card is for 3x at charity (making Kiva loans) or 2x at gas stations and grocery stores.  You do get 10 Gogo Wifi Passes every cardmember year, but I seem to earn them faster than I can redeem them (plus the American Express Business Platinum Charge Card gave me 10 free Gogo Wifi Passes that I have yet to use either).  As for the FlexPerks American Express card (no longer offered – it has since been replaced by the US Bank FlexPerks Gold American Express Credit Card), I really never use that card either.

Long story short, both credit cards had annual fees that posted and I wanted to downgrade / convert to credit cards with no annual fees.  Here is my journey calling US Bank and figuring out which credit cards you can downgrade / convert to.  The obvious choice is the US Bank FlexPerks Select Plus American Express Credit Card that earns FlexPoints and has no annual fee.

3 Current US Bank FlexPerks Credit Cards

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Easily Track Credit Card Sign Up Bonuses & Bank Account Bonuses with these 2 Spreadsheets

Hat tip to my friends Bodie and Ramzi for the reminder.

Good afternoon everyone.  2 weekends ago, I was at FTU (Frequent Traveler University) Advanced in Seattle and, naturally, the topic of credit card sign up bonuses and bank account bonuses came up.  Call me old fashioned, but I have a spreadsheet for just about everything – including credit card sign up bonuses and bank account bonuses.  If you are just getting into the credit card or bank account bonus game (I made $2,850 last year from bank account bonuses), it is very important to be detail-oriented and organized.  I have used these 2 spreadsheets since day 1 (I’ve made some modifications along the way), but I think they can definitely keep you organized.  Up first, I have my Credit Card Sign Up Bonus Template.xlsx.  Let me explain this spreadsheet.  Please ask me a question if I miss anything or if anything is unclear:

  • Credit card name, merchant type, credit card number, CVV (3 digit code on the back or 4 digit code on the front of AMEX cards) and expiration date are pretty self explanatory.  I use real data and password protect the spreadsheet, but you can use the last 4 digits of your cards if you feel more comfortable.  I use real data so I can purchase anything online, wherever I am, without having to carry every single card with me.
  • Phone numbers are great for calling customer service without having the card in front of you and come in handy if your card is lost or stolen (most of these numbers are saved into my phone as well).
  • Credit limit is not super useful, but if I need to make a large purchase, I know exactly which cards have big credit limits.  It can also be helpful if you need to make a reconsideration call and move some credit around from existing credit cards.
  • I also track all of my debit cards and authorized user cards so all the info is in one place.

Credit Card Sign Up Bonus Template 1

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US Bank Cash Plus Credit Card Adds Ground Transportation (Including Uber & Lyft) to Q2 5% Cash Back Categories

Good afternoon everyone, I have another short post to share before you start your weekend.  If you have the US Bank Cash Plus (Cash+) Credit Card, you can now select your Q2 bonus categories.  I did this yesterday and noticed the new 5% ground transportation category.  This is great timing because both the Chase Freedom Credit Card and Discover It Credit Card offer 5% cash back for public transportation (including Uber & Lyft) for Q1, but not for Q2.  By the way, the Citi Dividend Credit Card is offering 5% cash back at drugstores and fitness clubs in Q2.  Time to stock up on “cold medicine.”

US Bank Cash Plus Categories

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Targeted US Bank Credit Card Offers: 2,000 Bonus FlexPoints & 5,000 Bonus Club Carlson Points

Update: I just received an email offer on March 1 for my US Bank Club Carlson Personal Visa Signature Credit Card.  Scroll to the bottom to see the details of that offer.

Good morning everyone, I just received 2 targeted credit card offers from US Bank.  The first is on my US Bank FlexPerks Visa Signature Credit Card and offers 2,000 bonus FlexPoints after spending $500 between March 1 and April 30.  You can log into your FlexPerks PromoSite portal and see if you have the same (or better) offer.  If you do not see the offer after logging in, you can try clicking this link to go directly to the offer, but YMMV.  This offer is really generous from US Bank and is a no brainer in my book since 2,000 FlexPoints is worth ~$40 to me.

US Bank FlexPerks Visa Signature Credit Card Targeted Offer March 2017

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When will my 40,000 Bonus Club Carlson Anniversary Points Post to my Account?

Good afternoon/evening everyone.  I know what you are all thinking… how long does it take for Club Carlson to post the 40,000 bonus anniversary points to my account?  That is a great question and I am happy to say you are in the right place to find out.  I have both the US Bank Club Carlson Visa Signature Credit Card and the US Bank Club Carlson Business Credit Card, so I can share those 2 data points with you.  Up first, let’s look at the US Bank Club Carlson Visa Signature Credit Card.  The $75 annual fee posted on November 2, 2016…

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