Good afternoon everyone, I hope you enjoyed my insightful/crazy ramblings in Travel Predictions for 2016 Part 1: Airlines and Hotels. If you liked that post, you will surely love my crazy predictions about credit cards and MS. Full disclosure, I wrote most of this post on my iPhone standing in front of a dryer at my local laundromat, so the train of thought might be kind of strange. I apologize. Without any further ado, let’s get started!
Credit Cards
Chase – with the loss of Amtrak and the addition of Singapore Airlines in 2015, I think we will see some more changes to Chase’s transfer partners in 2016. I think we will see some more international airlines added (like the Citi Thank You Points program). A few guesses? Air Canada, Qantas, Air China, and Lufthansa (insert your favorite international airline). Chase Ultimate Rewards will continue to transfer 1:1 to all programs and there will be no transfer bonuses. I think there will be a newsworthy announcement for the Chase Sapphire Preferred, maybe adding free Gogo WiFi like the US Bank FlexPerks Credit Card or perhaps a new 3x category to compete with Citi Premier/Prestige Credit Cards. What about our beloved Chase Ink Bold/Plus Business Cards? I am worries that the 5x category might change to something less lucrative or the yearly cap might be lowered. I also predict Chase will launch a completely new travel rewards credit card in 2016. Maybe the Airbnb/Uber Credit Card? Lastly, I hope Chase loosens up on the 5/24 rule or completely eliminates the rule altogether.