Tag Archives: Chase Bank

a close-up of a credit card

When Does the Free Night Certificate from the Chase World of Hyatt Credit Card Post and Expire?

Good afternoon everyone, I hope you had a great weekend.  Yesterday, my dad asked me about his Hyatt Free Night Certificate (FNC).  He told me he just booked a Hyatt stay using the FNC but wasn’t sure if he got a good deal on the hotel stay.  I asked him when the FNC expired, but he didn’t know or remember.  I told him how to figure out when the Hyatt FNC posted to his account and how to find out when the FNC expired.  I figured this post would be helpful to others who are in the same situation.  It is really easy to find out, here is how.

Figure out when your $95 annual fee is charged to your Chase World of Hyatt Credit Card.  For Laura’s card, her $95 annual fee posted on February 1, 2025.  You can find this charge using the Chase website, Chase app, or by looking at your credit card statements.

a screenshot of a credit card

Continue reading

a blue credit card with white text

I Earned 15,000 Chase Ultimate Rewards by Paying Allstate Insurance with 2 Chase Freedom Credit Cards

Good afternoon everyone, happy Friday!  I have 2 Chase Freedom Flex Credit Cards (the second was a downgrade from a Chase Sapphire Preferred Credit Card) and Laura has an older Chase Freedom Credit Card (Visa version). In case you missed the announcement, Chase Freedom celebrated it’s 15th birthday this year and to mark this special occasion, Chase added 2 more bonus categories in March: Tax Preparation and Insurance.  Tax prep and insurance are not the most exciting categories, but the timing couldn’t be better for us since we had $3,000 of car and home insurance payments to make this month.  Before I made the insurance payments, I made sure that our Chase Freedom cards were registered and that we still had $1,500 in spend to do on our cards.

a website with balloons and text

Continue reading

a blue sign with white text

After 12 Years, I Finally Earned My First Hyatt Brand Explorer Award!

Good afternoon everyone, it’s time to pop the champagne bottles!  After 12 years, I finally earned my first Hyatt Brand Explorer Award! If you are not familiar with the Hyatt Brand Explorer, you earn a category 1-4 free night certificate after every 5 different Hyatt brands that you stay at.  As of now, Hyatt has 32 different brands, so you could earn up to 6 Brand Explorer Awards.  Scroll down to see the current list of brands.

On Friday, February 21, I went to a Warriors @ Kings NBA game in Sacramento and stayed at the nearby Hyatt Centric Downtown Sacramento.  Fast forward to today (Monday, February 24), I received an email from Hyatt congratulating me earning a Brand Explorer Award.

a screenshot of a website

Continue reading

a black letter on a white background

Access Your Chase Credit Card Referral Links in One Convenient “Combined Referral Page” (Desktop & App)

Good afternoon everyone.  Between my wife and I, we have 12 Chase credit cards. Previously, I would need to go to the Chase Refer-A-Friend website (https://www.chase.com/referafriend/catch-all), and then type in my last name, zip code, and last 4 digits of the card number.  If I only had 1 or 2 Chase credit cards, it wouldn’t be that bad, but looking up 12 different referral link one at a time is very tedious and time consuming.  Thankfully, Chase has a better way…

a screenshot of a referral program

Continue reading

a black letter on a white background

To Reduce Scams, Chase Will Limit Zelle Transactions with Social Media Contacts (Effective March 23)

Good morning everyone, I hope your weekend is going well.  I just downloaded my recent Chase checking account statement and saw this message regarding Zelle.

To help protect you from fraud and scams, you’ll no longer be able to send Zelle payments to recipients originating from social media such as social media marketplaces or messaging apps

Due to the significant rise in social media scams and to help protect your account, we’ll be updating our policies on March 23, 2025, limiting your ability to send Zelle payments identified as originating from contact through social media. As a result, we may:

      • Request details about your payment’s purpose and how you made contact with the recipient
      • Block or decline payments identified as originating from contact through social media
      • Decline payments, restrict your use of Zelle through Chase or take other actions as described in your account agreement if you do not respond truthfully to questions we ask

Here is the full message:

a close-up of a message

Continue reading