Tag Archives: Promotions

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US Bank Business Triple Cash Rewards Credit Card: Earning Cash Back & Redeeming Rewards

Good afternoon everyone, I hope your week is going well.  I wanted to share my experience with the US Bank Business Triple Cash Rewards Credit Card regarding earning the $750 sign up bonus and how I redeem the rewards.  If you currently have this credit card or have had this credit card in the past, please read to the end of the post to see how you can earn the sign up bonus again.  To get started, the US Bank Business Triple Cash Rewards Credit Card doesn’t get talked about much because there is no affiliate link, no referral link, and has no transferrable points, but it is a great option if you are looking for a juicy sign up bonus.  The current sign up bonus is $750 cash back after spending $6,000 in 6 months and has no annual fee, which is a 12.5% return on the first $6,000 spent.

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Miles & Points Mantra #2: “Book Flights Now, Then Set Up Google Flights & Points Path Alerts”

Good afternoon everyone, I hope your week is going well. I’m kicking off a new series on the blog called Miles & Points Mantra, where I’ll be sharing the personal “rules” I follow when it comes to using airline miles, hotel points, credit card rewards, and all things travel.  I try to follow these rules 100% of the time, but I have been known to break the rules from time to time.  Whether you’re brand new to travel hacking or a seasoned pro, I’d love to hear if you agree or disagree with these “rules.”  I have a long list of mantras to share, but if you have one you swear by (or want me to cover), please share it in the comments section below.  Let’s get started…

Miles & Points Mantra #2: “Book Flights Now, Then Set Up Google Flights & Points Path Alerts”

Whenever I am looking for paid or award flights, the first place I start is at Google Flights. Most of the time, I know exactly where I want to go and have a preferred departure time in mind. In a perfect world, my preferred flight will be the cheapest option, but in reality, it is usually not.  In addition to Google Flights, I use Points Path, which is an awesome browser extension that runs on top of Google Flights and displays the cheapest award price option next to the cheapest paid option. As a paying Points Path Founders Club subscriber, I have the ability to set up 50 award alerts that run simultaneously that I use to track specific flights and I receive email alerts whenever the award price increases or decreases (this happens almost daily).

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Miles & Points Mantra #1: “Use Hotel Free Night Certificates ASAP”

Good afternoon everyone, I hope your week is going well. I’m kicking off a new series on the blog called Miles & Points Mantra, where I’ll be sharing the personal “rules” I follow when it comes to using airline miles, hotel points, credit card rewards, and all things travel.  I try to follow these rules 100% of the time, but I have been known to break the rules from time to time.  Whether you’re brand new to travel hacking or a seasoned pro, I’d love to hear if you agree or disagree with these “rules.”  I have a long list of mantras to share, but if you have one you swear by (or want me to cover), please share it in the comments section below.  Let’s get started…

Miles & Points Mantra #1: “Use Hotel Free Night Certificates ASAP”

If you are just starting out and only have 1 or 2 hotel Free Night Certificates (FNCs), it might not be too difficult to remember to use them before they expire.  Fortunately / unfortunately, between Laura and myself, we have earned / received 15 FNCs in the last 12 months from various credit card sign up bonuses, paying renewal annual fees on our hotel credit cards, and from completing a Hyatt Brand Explorer challenge.  15 FNCs means we have to spend at least 15 nights in hotels throughout the year in 4 different hotel brands (Hilton, Hyatt. IHG, and Marriott) within certain categories and point limitations.  The only way I can manage these FNCs is in a spreadsheet.

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When Does the Free Night Certificate from the Chase World of Hyatt Credit Card Post and Expire?

Good afternoon everyone, I hope you had a great weekend.  Yesterday, my dad asked me about his Hyatt Free Night Certificate (FNC).  He told me he just booked a Hyatt stay using the FNC but wasn’t sure if he got a good deal on the hotel stay.  I asked him when the FNC expired, but he didn’t know or remember.  I told him how to figure out when the Hyatt FNC posted to his account and how to find out when the FNC expired.  I figured this post would be helpful to others who are in the same situation.  It is really easy to find out, here is how.

Figure out when your $95 annual fee is charged to your Chase World of Hyatt Credit Card.  For Laura’s card, her $95 annual fee posted on February 1, 2025.  You can find this charge using the Chase website, Chase app, or by looking at your credit card statements.

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PSA: IHG Points Sharing / Transferring Between Accounts IS NOT Instant (Mine Took 2 Days)

Good afternoon everyone, happy Friday!  Last weekend, I needed to book a last minute IHG hotel stay that cost 47,000 IHG Points.  Laura had a 40K Free Night Certificate and 3,000 IHG Points in her account.  Since we are both IHG Business Rewards Members (free membership), I decided the *easiest* and *quickest* option would be to transfer 4,000 IHG Points from my account to her account.  I submitted the points transfer request and planned on booking the hotel stay right away.  Unfortunately, IHG had other plans.  After submitting the request, the confirmation message said “Your order has been received and will be processed in the next 72 hours.”  72 hours?!  I was planning on checking into the hotel tomorrow afternoon…

Long story short, instead of transferring valuable Chase Ultimate Rewards Points or Bilt Rewards Points to Laura’s IHG account, she bought 5,000 IHG Points since IHG was running a 100% bonus on IHG Points.  In case you are wondering, the IHG Points sharing / transfer took about 2 days (~46 hours to be precise).

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