Tag Archives: Citi Bank

a logo of a hotel

My Dilemma: Buy 97K Choice Hotels Points from Daily Getaways for $505 or Transfer 49K Citi ThankYou Points to Choice?

Updated 2:30pm PT on 5/10/24: I was able to buy a 42K Choice Hotels Point package from Daily Getaways on April 29.  The 42K points finally posted to my Choice Hotels account today (May 10).  I transferred 9K Citi ThankYou Points into 18K Choice Hotels Points, and then I booked my 3 night reservation in Stockholm (3 x 20K = 60K points).


Good afternoon everyone, I hope you had a great weekend.  Laura and I are planning our Summer vacation to a few Scandinavian / Nordic countries and I have identified 2 Ascend Hotel Collection properties (part of Choice Hotels) that are bookable for 20,000 Choice Hotels Points per night.  We would spend 5 nights in these properties, so 5 x 20,000 points = 100,000 points.  I currently have 3,000 points in my Choice account, so I need 97,000 more points.  Currently, there are 3 possible options, and I am having a hard time figuring out which path to take, so this is where I need your help.  Please read through this post and let me know what you would do if you were in my situation.

a screenshot of a travel card

Continue reading

a yellow and blue logo

My 2 Favorite Restaurant & Food Apps for New York City: InKind & Too Good To Go

Good afternoon everyone, I hope your week is going well.  2 weeks ago, I was in New York City with Laura for her Spring Break.  We had a great time seeing musicals, walking around Manhattan, and eating out at fancy restaurants.  During our time in NYC, we used 2 apps for restaurants and food that I wanted to share: InKind and Too Good To Go.  If you have never heard of InKind before, it is an app that you can use to pay at participating restaurants.  Several times throughout the year, InKind runs various promotions with Chase Offers, Citi Merchant Offers, and AMEX Offers that you can use to buy discounted InKind credits.  If you are new to InKind, you can use my referral link which will give you a $25 reward bonus after you spend $50 or more with InKind.

I’ve written about InKind many times, but I don’t think there is a city in the country with more InKind restaurants than New York City.  Just look at this map of participating InKind restaurants!  I’m not sure the total number, but I would guess somewhere in the 150-250 restaurant range, with multiple options in every area of the city.

Continue reading

a yellow and blue logo

$65 InKind Credit for $27 (Stack $25 Citi Merchant Offer, $13 InKind Bonus & Maybe 160 JetBlue Points)

Good afternoon everyone, I hope your week is going well.  A few days ago, Frequent Miler wrote a post about a new Citi Merchant Offer for InKind and I wanted to test it out before writing about the deal.  Now through February 29, there is a widely available Citi Merchant Offer for InKind that is offering a $25 statement credit after spending $50 or more.  I am a huge fan of InKind and have written many posts about the service over the last year (view InKind posts).  If you new to InKind, you can use my referral link which will give you a $25 reward bonus after you spend $50 or more with InKind (you should be able to stack a new account bonus with the Citi Merchant Offer).  If you an existing InKind members, keep reading for more info on how to stack a few InKind deals together.

a screenshot of a website

Continue reading

a black text on a white background

My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions

Good morning everyone, I hope your holiday season is going well.  Yesterday, I wrote The Results Are In! My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions.  In that post, I shared how my 2023 predictions did (spoiler: not great).  But I am not deterred because 2024 is a new year and I have several new predictions that are surely to come true.  Without further ado, here are my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled).
  • British Airways will add another airline (besides Finnair) to the Avios family.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation.

Continue reading

a black text on a white background

The Results Are In! My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions

Updated at 7am PT on 12/28/23: 1 correction made to the UA “Miles & Money” prediction.  I am now up to 4 / 31 :)


Good morning everyone, I hope you are having a great holiday season so far!  Now that we are approaching the end of 2023, it’s time to review my 2023 predictions and see how (badly) I did.  Correct predictions are in green and incorrect predictions are in red.

My 2023 Airline Predictions (1 / 4)

  • American Airlines or Alaska Airlines will be added as a transfer partner from a transferable points currency. – No, AA and AS were not added as a transfer partner in 2023, but AA is still a transfer partner of Bilt.
  • British Airways will change their award chart to calculate the number of Avios needed on a combined distance flown, not on a segment by segment basis. – No, BA has not changed their award chart to calculate combined distance flown.
  • Delta Airlines or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). – Yes, UA does have a “Miles & Money” payment method that offers between 0.75 CPP – 1.0 CPP (Frequent Miler article).
  • Southwest Airlines will work very hard to make up for their December 2022 travel nightmare by offering a transfer bonus from Chase and spending offers on their credit cards in January 2023. – No, SWA did not introduce any transfer bonuses in 2023.

Continue reading