Tag Archives: Credit Cards

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Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).


Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

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Unboxing American Express Delta Platinum Business Credit Card: Card Art, Welcome Letter & Benefit Inserts

Good morning everyone, happy Friday! A few weeks ago, I was approved for the American Express Delta Platinum Business Credit Card and wrote Delta TakeOff 15 Benefit (15% Award Travel Discount) Available within 24 Hours of New Credit Card, But Cannot Use on Existing Award Ticket Reservations. The credit card was sent to me via UPS Next Day Air and came in a well-designed box with the welcome letter and benefit inserts.  I wanted to do an unboxing to show you what to expect when you receive your new credit card.

Here is the front and back of the credit card.  It has the same feel as an American Express Business Platinum Card, but the front is a dark purple-grayish color.

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Targeted: $200 Bonus for Bank of America Better Balance Rewards Credit Cards Converting to Unlimited Cash Rewards

Good afternoon everyone, happy Friday!  Doctor of Credit is reporting that some members who have a Bank of America Better Balance Rewards Credit Card are seeing a targeted offer for a $200 bonus after spending $1,000 in 4 months once their card converts to the Bank of America Unlimited Cash Rewards Credit Card.  I currently have 2 BBR CCs and saw this offer when I signed into my Bank of America app this morning.  I took screenshots to remind myself of this promo since I haven’t received an email about this offer or see it mentioned anywhere else in the app.  If you have a BBR, sign into the app and see if you are targeted for this bonus.

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Delta TakeOff 15 Benefit (15% Award Travel Discount) Available within 24 Hours of New Credit Card, But Cannot Use on Existing Award Ticket Reservations

Good morning everyone, I hope your week is going well.  On Tuesday, I applied for the American Express Platinum Delta SkyMiles Business Credit Card through a targeted Delta mailer and was instantly approved.  The reason I applied for this credit card is because it comes with the new Delta TakeOff 15 card member benefit that provides a 15% discount on Delta award travel and I haven’t received the sign up bonus on this credit card before.  I have an upcoming Delta flight from San Francisco to Atlanta to Jacksonville (SFO-ATL-JAX) for an upcoming “free” Carnival Cruise and I wanted to save some miles on that award ticket (and future Delta award tickets I will book).

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Stacking Carnival Cruise Line Fun Match “Free” Cruise with 2x $35 Off $100 Chase Offer & BankAmeriDeal

Good morning everyone, I hope your week is going well.  A few weeks ago, I followed Nick’s advice from Frequent Miler and got a “free” cruise from Carnival Cruise Line.  Nick also got me a “free” Holland America Cruise, so if I ever see Nick on the High Seas, I will be sure to buy him a refreshing drink (or two).  Technically, these “free” cruises aren’t really free, I still had to pay a few hundred dollars in taxes, fees, port expenses, and gratuities, but I’m excited to go on my first cruise since my 2002 cruise to Alaska (scroll to the bottom to see some old school photos).

With the Carnival Fun Match promo, I received an offer for a “free” room (up to a balcony room), $50 in FunPlay credit, free drinks in the casino, and $100 OnBoard Credit per person. To reduce the cost, I split the $200 deposit and paid with 2 credit cards to trigger 2x $35 statement credits.

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