Tag Archives: Discover It Credit Card

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My Wild & Crazy 2023 Airline, Hotel & Credit Card Predictions

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Good morning everyone, I hope you had a great New Year’s Eve and New Year’s Day! One of my yearly traditions is to write my predictions for the coming year and you can check out how I did in 2022 here: Let’s Review my 2022 Airline, Hotel & Credit Card Predictions.  I plan on doing a mid-year review in July to see if I am on track, but without further ado, here are my predictions for 2023…

My 2023 Airline Predictions

  • American Airlines or Alaska Airlines will be added as a transfer partner from a transferable points currency.
  • British Airways will change their award chart to calculate the number of Avios needed on a combined distance flown, not on a segment by segment basis.
  • Delta Airlines or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40).
  • Southwest Airlines will work very hard to make up for their December 2022 travel nightmare by offering a transfer bonus from Chase and spending offers on their credit cards in January 2023.

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Let’s Review my 2022 Airline, Hotel & Credit Card Predictions

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Good afternoon everyone, happy New Year’s Eve!  Since today is the last day of the year, I wanted to review My Wild and Crazy 2022 Airline, Hotel & Credit Card Predictions.  6 months ago, I wrote My 2022 Midyear Review of Airline, Hotel & Credit Card Predictions where I shared my 4 out of 26 correct predictions.  Hopefully I was able to pick up a few more correct predictions in the second half of the year.  Without further ado, here are my predictions and the results…

My 2022 Airline Predictions (2 / 7)

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature. – I still cannot believe this feature exists but Alaska and Southwest are not using it.  Maybe we will see this feature again in 2023.
  • American Airlines will return as a Citi ThankYou Points airline transfer partner. – I still cannot believe that Citi can’t get American Airlines to come back to the ThankYou Points portal, not even for a short trial period.  I’m hopeful this will happen in 2023.
  • Avianca will give Turkish Airlines a run for their money for domestic Star Alliance awards. – No, I don’t think this happened in 2022.
  • British Airways will let you use Avios to pay the taxes, fees, and fuel surcharge portion of award tickets. – Yes, you can pay a large portion of taxes / fees / fuel surcharges with British Airways Avios (link).
  • Delta Airlines, Southwest Airlines, or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). – No, I don’t think these airlines introduced this feature in 2022.
  • JetBlue will partner with another US airline for award bookings. – Yes, you can book JetBlue flights using American Airlines miles (link).
  • United Airlines will be a transfer partner with Brex, Citi, or American Express. – Wrong! I should have guessed united Airlines would partner with Bilt Rewards.

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I Paid $4,043 in Credit Card Annual Fees in 2022 – Was it Worth it?

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Good evening everyone, I hope your week is going well.  With the end of the year right around the corner, I decided to publish my 2022 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Annual fees paid on new credit cards with sign up bonuses
  • Annual fees paid on credit cards that received retention offers
  • Annual fees on credit cards that have been upgraded / downgraded / product changed
  • Annual fees on credit cards that I closed
  • All other credit cards

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Discover’s Online Privacy Protection Service Found 10 More Data Records About Me

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Updated at 4:00pm PT on 11/10/22: I received an email that Discover successfully removed my data records from these 10 websites.  Scroll down to the bottom to see the update.

Good afternoon everyone, I hope your week is going well.  A few months ago, I wrote New Discover Credit Card Benefit: Online Privacy Protection (Removes Personal Info from People-Search Websites).  In that post, I talked about Discover’s Online Privacy Protection service and how it works.  Fast forward to a few days ago, Discover sent me an email that they had found 10 more data records and automatically submitted opt-out requests on by behalf.  After I received the email, I signed into the Discover app and clicked on the Online Privacy Protection button.

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New Discover Credit Card Benefit: Online Privacy Protection (Removes Personal Info from People-Search Websites)

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Updated at 1:30pm PT on 8/9: I received an email this morning that Discover “helped remove 3 private data records”.  From start to finish, the entire process took about 2 weeks from initial scan to data records removed.  Scroll to the bottom to see the update.

Updated at 4:30pm PT on 7/28: I logged into my Discover app today and saw that 1 of my requests was already completed.  That was really fast!  Scroll to the bottom to see the update.

Good afternoon everyone.  I received an interesting email from Discover yesterday about a new credit card benefit called Online Privacy Protection.  I know online privacy is not super sexy, but I decided to check it out and see if it was something useful.  With all the data breaches and hacks / leaks out there, I know it’s impossible to get all of my personal info back, but if I can make it harder for hackers and scammers to get my info, I’m all for it.

Long story short, Discover uses a third party service that scans the 10 most popular “people-search” websites for your personal info, based on the personal info that Discover has on file for you.   If you have ever searched a person’s name on Google, you will usually see 4-5 “people-search” websites at the top of the search results.  These websites aggregate data and show your name, age, address, email address, and relatives.  They make money by selling your data to marketers and data brokers.  With Discover’s Online Privacy Protection service, you can request to have the service reach out to these websites and remove your personal info.  I’ll share the FAQs with you and show you what it found for me.

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