Tag Archives: Wells Fargo Bank

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I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?

Good morning everyone.  As we approach the end of the year, I decided to take a look at my credit card spreadsheet and see how much my wife and I paid in annual fees this year.  I removed all the no annual fee credit cards and here are the 26 credit cards that have annual fees (sorted alphabetically).  I will break down this list into cards that I am 99% sure that I will cancel, 99% sure that I will keep, and the 50/50 cards that I might keep or cancel.  Read through this post and let me know if you agree or disagree with my thinking.

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I Completed My 4 Credit Card July App-O-Rama (Sign Up Bonus Posting Details)

Good morning everyone, I hope you had a great weekend.  In mid July, I applied for 5 credit cards and was ultimately approved for 4 credit card in my July App-O-Rama.  Here are the credit cards and their sign up bonus details (listed in the order the sign up bonus posted):

  • American Express Platinum Delta SkyMiles Credit Card – spend $3,000 in 3 months and get 70,000 Delta SkyMiles
  • Wells Fargo Propel World Credit Card – spend $3,000 in 3 months and get 40,000 Wells Fargo GoFar Rewards Points
  • Banco Popular Avianca Vuela Credit Card – spend $1,000 in 3 months and get 60,000 Avianca LifeMiles
  • Citi Premier Credit Card – spend $4,000 in 3 months and get 60,000 Citi Thank You Points

I have had all of these credit cards before (with the exception of the American Express Platinum Delta SkyMiles Credit Card), so I will share my dates and churning details in this post.  I have also written about some of these sign up bonuses already, so I will link to those posts too.  Without further ado, let’s start with my American Express Platinum Delta SkyMiles Credit Card.

American Express Platinum Delta SkyMiles Credit Card

This was the quickest sign up bonus to post (with the miles posting 9 days after applying for this credit card).  I wrote more details of the quick sign up bonus here.  As of today, I haven’t used the Delta SkyMiles yet and do not have any immediate plans to use them.

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Unboxing Wells Fargo Propel World Credit Card: Card Art, Welcome Documents & Benefits Guide

Updated at 6:15pm PT on 7/23/19: I just got a letter today with my credit card PIN.  I added the letter to the bottom of this post.


Good morning everyone.  A few days ago, I did my July App-O-Rama and was approved for the Wells Fargo Propel World Credit Card.  This credit card offers 40,000 GoFar Rewards Points (worth $400) after spending $3,000 in 3 months and also a <:em>$100 airline incidentals reimbursement.  This credit card also has no annual fee the first year and you can use AMEX Offers with this credit card because it runs on the American Express network.  Yesterday, I received my new credit card and I took a bunch of photos of the unboxing process.  I will share the card art, welcome documents, and benefits guide.  Let’s get started with the card art of the front and back of the credit card:

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View & Activate AMEX Offers on Wells Fargo Mobile App & Desktop Website

Good morning everyone.  As part of my July App-O-Rama, I was instantly approved for the Wells Fargo Propel World Credit Card.  The credit card has not arrived in the mail yet, but the new credit card is already showing up in my Wells Fargo online account.  I also discovered that you can view and activate AMEX Offers on the Wells Fargo mobile app and on the desktop website.  In this post, I will show you how to view and activate AMEX Offers on the mobile app and on the desktop website.  To get started, sign into the Wells Fargo mobile app and then click on the Wells Fargo Propel World Credit Card (which runs on the American Express network).  Then click on the Find My Deals button.

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My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved)

Updated on 7/20/2019 at 8am: I added the Barclays rejection letter to the bottom of this post.


Good morning everyone, I hope your 2 day Prime Day shopping spree is going well.  Even though I didn’t buy much on the first day of Prime Day, I did pick up a few new credit cards.  My last App-O-Rama was in March, so I patiently waited 3+ months until my July App-O-Rama.  As a reminder, I was approved for 3 out of 4 credit cards in my March App-O-Rama, including the American Express Gold Card, the US Bank Altitude Reserve Visa Signature Credit Card, and the Wells Fargo Business Platinum Credit Card.  With those minimum spending requirements completed and the sign up bonuses redeemed, it was time to focus on these 5 credit cards.  Here is a quick summary of my July App-O-Rama:

  • Citi Premier Credit Card – instantly approved
  • American Express Platinum Delta SkyMiles Credit Card – pending, then approved (I called AMEX and had to close an old card to open up a credit card slot)
  • Barclay AAdvantage Aviator Business Credit Card – pending, then declined (too many recent inquiries)
  • Banco Popular Avianca Vuela Credit Card – instantly approved
  • Wells Fargo Propel World Credit Card – instantly approved (I called Wells Fargo to apply for this credit card over the phone)

Citi Premier Credit Card

I currently have a Citi Premier Credit Card that I have had for 4+ years, but I wanted to get another one since the sign up bonus is currently 60,000 Citi Thank You Points after spending $4,000 in 3 months.  If I was approved for a second Citi Premier Credit Card, my plan was to downgrade/convert my old Citi Premier Credit Card into a Citi Rewards+ Credit Card.

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