Good morning everyone, I hope your weekend is off to a great start. Every time a new credit card is announced or the sign up bonus increases to an all-time high, bloggers and readers debate endlessly about whether the card is “worthy of a Chase 5/24 slot.” Back in the day (before the Chase 5/24 Rule existed), I think Chase had the best credit cards and the best sign up bonuses, but those days are long gone. Many credit cards from American Express, Bank of America, Barclays, Capital One, Citi, US Bank, and Wells Fargo have bigger sign up bonuses and more transferable points than similar Chase credit cards. I like to think of myself as a free agent when it comes to credit cards, miles, and points, so I Chase chase the credit card sign up bonus, regardless of the credit card issuer.
I currently have 8 Chase credit cards, and based on my Chase 5/24 score, I won’t be able to pick up any new Chase credit cards for more than a 12-18 months. The last Chase credit card I applied for was the Chase Ink Cash Credit Card and I was happy to pick up 90,000 Chase Ultimate Rewards Points. Here is my current Chase credit card roster:
| Grant’s Chase Credit Cards |
Opened |
Notes |
| Chase Freedom Flex 1 |
11/1/2013 |
Opened Chase Freedom (2013), converted to Chase Sapphire Reserve (2017), & converted to Chase Freedom Flex (2021). |
| Chase IHG Rewards Select |
11/18/2013 |
|
| JPMorgan Chase Ritz Carlton |
12/15/2014 |
Opened JPMorgan Chase Ritz Carlton (2014), converted to Chase Marriott Premier Plus (2017), & converted to JPMorgan Chase Ritz Carlton (2019). |
| Chase Ink Plus |
3/21/2016 |
|
| Chase IHG Rewards Premier |
7/25/2018 |
|
| Chase Freedom Flex 2 |
7/13/2021 |
Opened Chase Sapphire Preferred (2021) & converted to Chase Freedom Flex (2023). |
| Chase IHG Rewards Business |
6/17/2022 |
|
| Chase Ink Cash |
10/13/2023 |
|
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