Tag Archives: Alaska Airlines

I Paid $3,009 in Credit Card Annual Fees in 2021 – Was it Worth it?

Updated at 1pm PT on 12/16/21: I forgot to include the value of my Hilton Free Night Certificate from my American Express Hilton Honors Aspire Credit Card.  That increased the total another $200 and the info is updated below.


Good morning everyone.  If you haven’t already, please read my post from yesterday (How Much Did I Pay in Credit Card Annual Fees in 2021?).  In today’s post, I will share how much value I received from each credit card in 2021.  Today’s post is also a sequel to my 2020 post (I Paid $3,820 in Credit Card Annual Fees in 2020 – Was it Worth it?) and my 2019 post (I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?).

These 26 credit cards were opened before January 1, 2021, with the exception of my Chase Sapphire Preferred Credit Card which I opened in July 2021.  For simplicity, I did not include the value of miles or points earned from credit card spend, since that is somewhat subjective.  I counted all credits, reimbursements, retention offers, and referral bonuses at dollar face value (with airline miles and hotel points at conservative values between 0.5 CPP and 1 CPP).  For hotel free night certificates, I used a standard value of $100, with the exception of the Marriott 50K Free Night Certificate which I valued at $200.

I went through all of my credit card statements and online accounts to see which Credit Card Benefits I used in 2021 and those values are summed up in the CCB $ column.  If I received a retention offer, that is listed in the RO $ column.  I listed the credit card annual fees in the AF $ column.  Lastly, I used this formula to calculate the Profit or Loss (P / L column) for each credit card: CCB $ + RO $ – AF $ = P / L

I grouped the credit cards by issuer, sorted them by highest profit at the top, and then split them up into 3 smaller groups (LT = Laura’s card).  Here are my thoughts from the first group:

  • The retention offer on my American Express Business Platinum Card propelled that card to the top of the charts.  It was already a money maker, but the retention offer was the icing on the cake.
  • I was very diligent about using all Airline, CLEAR, Dell, Hilton Resort, Restaurant, Uber, and Wireless credits on all my AMEX cards this year.
  • I can easily get more than $100 value from the Alaska Airlines Companion Fares with trips to Hawaii or New York, or expensive last minute travel.
  • I’ve gotten so much value out of the Barclays Wyndham Rewards Earner Business Credit Card thanks to Vacasa vacation rentals.
  • Laura loves her Capital One Venture Rewards Credit Card so much, I don’t think she could ever give it up (even though I tell her the card is not worth the $59 annual fee).
Credit Card Name Credit Card Benefits CCB $ RO $ AF $ P / L
AMEX Business Platinum $300 Dell credit, $200 Airline Fee credit, $169 CLEAR credit, $30 Wireless credit, and $25 Staples AMEX Offer $724 $595 $595 $724
AMEX Hilton Honors Aspire $250 Hilton Resort credit, $250 Airline Fee credit, $200 Restaurant credit, and $200 value from Hilton Free Night Certificate $900 $0 $450 $450
AMEX Delta Gold Business $90 Wireless credit and I closed this credit card to avoid paying the $99 annual fee $90 $0 $99 $90
AMEX Gold $100 Airline Fee credit, $100 Dining credit, $100 Uber credit, and $25 1-800-FLOWERS AMEX Offer $325 $0 $250 $75
Bank of America Alaska Airlines (LT) $100 value from the Alaska Airlines Companion Fare $100 $0 $75 $25
Bank of America Alaska Airlines Business $100 value from the Alaska Airlines Companion Fare $100 $0 $75 $25
Barclays Wyndham Rewards Earner Business 15,000 Wyndham Rewards anniversary points ($150) and 13,500 points from the 10% cardmember discount on award stays ($135) $285 $0 $95 $190
Capital One Venture Rewards (LT) None (Laura’s go to credit card for everyday spending) $0 $0 $59 -$59

Continue reading

Bank of America Alaska Airlines Credit Card 20% Rebate for In-Flight Purchases Works Great

Good morning everyone.  A few weeks ago, I flew Alaska Airlines from San Francisco to New York and took advantage of the 20% rebate for in-flight purchases for paying with my Bank of America Alaska Airlines Credit Card (works on both the personal and business credit card).  A 20% rebate is a great benefit and you actually earn 3x Alaska Airlines miles on the original price (before the rebate).  I wanted to share my experience since I haven’t seen this benefit written about extensively.

Continue reading

6 Buy Miles / Points Promos Ending Soon: Hawaiian (100%), United (100%), Alaska (60%), Etihad (60%), American (35%) & Hyatt (30%)

Good afternoon everyone, happy Friday!  I was working on my Buy Miles & Points Page and found 6 offers that end this month.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 6 offers that end soon.  Up first, Hawaiian Airlines is offering up to a 100% bonus, depending on the number of Hawaiian Airlines Miles you purchase.   This offer expires on October 24.

Continue reading

3 Buy Miles / Points Promos Ending Soon: Southwest (30%), Alaska (10%) & IHG (100%)

Good afternoon everyone, happy Friday!  I was working on my Buy Miles & Points Page and found 3 offers that are ending in the next few days.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 3 offers that end soon.  Up first, Southwest Airlines is offering a 30% discount, on any purchase of Southwest Airlines Rapid Rewards Points.  This offer expires on September 5.

Continue reading

Tomorrow: Alaska Airlines 2 for 1 Flight Vouchers @ San Francisco Giants Game

Good morning everyone, happy Labor Day Weekend.  If you live near the San Francisco Bay Area and want a discounted Alaska Airlines flight, listen up.  Tomorrow, Saturday, September 4, the San Francisco Giants are giving out 2 for 1 flight vouchers on Alaska Airlines to the first 40,000 fans in attendance.  Alaska Airlines (and previously Virgin America) are big sponsors of the San Francisco Giants and do this giveaway every year – I wrote about this promo in 2017, 2018, and 2019.  If you want to get cheap tickets to the game, check out StubHub, SeatGeek, or Gametime.  If you cannot attend the game, I am sure you will be able to find these vouchers on eBay shortly after the game.

Continue reading