Tag Archives: Chase Ultimate Rewards Points

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I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?

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Good morning everyone.  As we approach the end of the year, I decided to take a look at my credit card spreadsheet and see how much my wife and I paid in annual fees this year.  I removed all the no annual fee credit cards and here are the 26 credit cards that have annual fees (sorted alphabetically).  I will break down this list into cards that I am 99% sure that I will cancel, 99% sure that I will keep, and the 50/50 cards that I might keep or cancel.  Read through this post and let me know if you agree or disagree with my thinking.

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Great Chase Offers on Ink Business Card: BJ’s Wholesale, Microsoft, Enterprise, HP, FedEx & more

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Good morning everyone, happy Friday.  Every few days, I like to log into my banking apps to check my recent activity.  When I looked at my Chase Offers on my Chase Ink Plus Business Credit Card, I saw a lot of great new Chase Offers.  Chase Offers have been around for a few months on personal credit cards, but were slow to roll out to business credit cards.  Let me show you what great Chase Offers showed up on my Chase Ink Plus Business Credit Card.  To get started, sign into the Chase app, go to your business credit card, and then scroll to the bottom where the Chase Offers are located.  Then click the See All Offers link to view all your Chase Offers.

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Counter Point: Why I Currently Book Flights with Citi Thank You Points Instead of Chase Ultimate Rewards Points

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Good morning everyone, I hope you had a great weekend.  First off, the title is not a typo, I have started using my Citi Thank You Points instead of my Chase Ultimate Rewards Points to book a few recent flights.  Secondly, the title is true for me now, but could change down the road.  And lastly, you are totally right to disagree with me and prefer using your Chase Ultimate Rewards Points.  But, let me share my perspective and reasoning with you so that you can see where I am coming from.

Long story short, I am planning an upcoming trip to Africa and will visit a few countries near South Africa.  After checking schedules and prices, I decided to book a South African Airways flight from Livingstone, Zambia (near Victoria Falls) to Johannesburg, South Africa.  Now the question was, should I book it directly with my credit card, or should I use my Citi Thank You Points or Chase Ultimate Rewards Points to pay for the flight?

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How to Book Aer Lingus Award Tickets with British Airways Avios (Call BA to Save $100+ on Taxes & Fees)

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Good morning everyone, happy Friday!  Yesterday, I was looking for a flight from San Francisco to Dublin and found this roundtrip, nonstop Aer Lingus flight for $895.36 in economy.  Aer Lingus is the only airline that flies this SFO-DUB route nonstop.  I wanted to see if there was award space on Aer Lingus (there was), award space on United Airlines (there was), award space on Iberia (nope), and award space on British Airways (yes, but not bookable online).  In this post, I will show you how I searched for award space, booked the award ticket using British Airways Avios, and saved hundreds of dollars in taxes/fees compared to booking the same flight using Aer Lingus Avios.

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Keep, Cancel or Convert? Chase Sapphire Preferred Credit Card ($95 Annual Fee)

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Good afternoon everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or my fiance’s wallet, in this case).  Last year, my fiance was approved for the Chase Sapphire Preferred Credit Card and she used it heavily when she first got the credit card (to meet the $4,000 minimum spending requirement), but that credit card hasn’t gotten much use lately.  This is mainly because I have the Chase Sapphire Reserve Credit Card that offers 3x on travel and dining vs. the Chase Sapphire Preferred’s 2x on travel and dining.  And since my March App-O-Rama, I have been using my American Express Gold Card since that credit card offers 4x on dining.  Long story short, my fiance’s Chase Sapphire Preferred was not worth the $95 annual fee.  This is hard to believe since the Chase Sapphire Preferred was one of the best travel rewards credit cards just a few years ago.  We decided the best thing to do would be to convert her Chase Sapphire Preferred Credit Card into a Chase Freedom Credit Card, since we did not have a Chase Freedom between the two of us and the 5% rotating cash back categories would be easy to use.

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