Good afternoon everyone. I was working on my Buy Miles & Points Page and found a few offers ending soon. Always check the math to make sure that buying miles & points makes sense for you. Do not buy miles & points speculatively unless you have a use in mind. With that said, here are 6 offers that end in December. Up first, Marriott Bonvoy is offering a 30% discount, when you purchase at least 2,000 Marriott Bonvoy Points. This offer expires on December 22.
Good afternoon everyone, I hope your weekend is off to a great start. A few days ago, I wrote a post titled I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it? In that post, I shared the 21 credit cards that I plan on keeping and how I justify paying the annual fees on those credit cards. I felt bad for the 16 no annual fee cards that Laura and I have and decided to write a post about them too. Roughly half of the no annual fee credit cards were downgraded / converted from a credit card with an annual fee. Besides the rewards that some of the no annual fee credit cards provide, keeping no annual fee credit cards open long term is good for your credit score. It improves the length of credit history (average age of accounts), which represents 15% of your total credit score. It also helps with the amounts owed (your credit utilization ratio), which represents 30% of your total credit score. Lastly, it helps with payment history (paying your credit card bills on time), which represents 35% of your total credit score. For more info, check out this Doctor of Credit page.
Good morning everyone. As we approach the end of the year, I decided to take a look at my credit card spreadsheet and see how much my wife and I paid in annual fees this year. I removed all the no annual fee credit cards and here are the 26 credit cards that have annual fees (sorted alphabetically). I will break down this list into cards that I am 99% sure that I will cancel, 99% sure that I will keep, and the 50/50 cards that I might keep or cancel. Read through this post and let me know if you agree or disagree with my thinking.
Good afternoon everyone. I have some good news for Starbucks Rewards members and Alaska Airlines flyers. On December 12, Alaska Airlines and Starbucks are partnering for a special Happy Hour “that will spread a ‘latte’ holiday cheer.” Starbucks is offering customers a BOGO (buy one, get one) free on any handcrafted beverage (grande or larger) from 2 – 7pm. Alaska Airlines is also giving away 6 trips during a special #AlaskaHappyHour, but you need to follow @alaskaair on Twitter for details on how to win a trip to an iconic Starbucks location + $100 Starbucks gift card. Also, Starbucks Rewards members can receive up to 20% off flights anywhere Alaska Airlines flies. The discount code will be shown in the Starbucks App (iOS or Android) and you need to enter that discount code when you book your Alaska Airlines flights (discount code expires at 11:59pm PT on December 13).
You need to book through alaskaair.com/happyhour and use discount code IFLYALASKA. See complete terms and conditions below.
Good afternoon everyone, I hope you had a great weekend. A few months ago, my wife applied for the Bank of America Alaska Airlines Credit Card. The credit card offered 40,000 Alaska Airlines miles after spending $2,000 in 3 months, a $100 statement credit, and the $99 companion fare. Fast forward to October 28, her credit card statement closed and it showed that she earned 42,975 Alaska Airlines miles that would post to her Alaska Airlines account. The only problem? The Alaska Airlines miles never posted to her Alaska Airlines account.