Category Archives: Credit Cards

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My Cardless FOMO

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Good afternoon everyone, I hope your week is going well.  Over the last few weeks, Cardless has introduced 4 new credit cards from Avianca Airlines and Qatar Airways.  The credit cards have various designs, annual fees, sign up bonuses, earning categories, and card benefits.  So what’s the problem?  It’s been reported many times that Cardless has a “1 Card Rule” that says:

Can I select a different Cardless product?
No. It is not currently possible to move between Cardless products, nor are you able to close your account and open a new one.

I have “Cardless FOMO”, but in this case, the fear of missing out (FOMO) is not missing out on the opportunity to get one of the existing Cardless credit cards below, but rather the fear of missing out on a great future Cardless credit card that has yet to be released.

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I Still Prefer the US Bank Altitude Reserve vs. New-ish Citi Strata Premier for Earning, Redeeming & Travel Protection

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Good afternoon everyone, I hope you had a great weekend.  Yesterday, I wrote my Deep Dive into Citi Strata Premier Credit Card Earning Categories & Travel Protections (Rental Car, Trip Interruptions & Lost Luggage). I wrote about the various travel-related earning categories and covered the 4 main travel protections on the new-ish Citi Strata Premier Credit Card.  In this post, I will compare those earning categories and travel protections with the US Bank Altitude Reserve Credit Card.  As a reminder, the Citi Strata Premier (CSP) earns 10x on hotels, car rentals, and attractions booked through the Citi Travel Portal and 3x on air travel, travel agencies, hotels, gas stations and EV charging stations.

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Deep Dive into Citi Strata Premier Credit Card Earning Categories & Travel Protections (Rental Car, Trip Interruptions & Lost Luggage)

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Good afternoon everyone, I hope your weekend is going well.  Much has already been written about the new-ish Citi Strata Premier Credit Card, but I wanted to do a deep dive into the earning categories and travel protections on this credit card, mostly so I could compare this credit card to the US Bank Altitude Reserve Credit Card.

This post has many links to the various pages on the Citi card benefits website, but you will need to sign into your Citi account first before clicking any of the links below.  Let’s get started by covering the various travel-related earning categories on the Citi Strata Premier.

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Earn 4x Bonus Citi ThankYou Points at Restaurants with Citi Double Cash Credit Card (Targeted Email Offer)

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Good afternoon everyone, I hope your week is going well.  Earlier today, I received an email from Citi regarding my Citi Double Cash Credit Card.  The subject line sounded generic: “Grant, Activate your offer today and start earning now” and didn’t look very enticing until I read further down the email.  After activating the offer, I can “Earn an additional 4 points per $1 spent, up to 2,500 ThankYou® Points, through 07/31/2024” when I “Spend on eligible purchases at restaurants.”

4x Bonus Citi ThankYou Points on top of the 2x the Citi Double Cash already earns = 6x at restaurants on the first $625 spent.  That is better than the 4x on the American Express Gold Card, and a little better than 5x on the Citi Custom Cash Credit Card and the old Citi Prestige Credit Card, but not as great as the 7x on the Chase Freedom Flex Credit Card.  If you have a Citi Double Cash, check you email for this targeted email offer from Citi.

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Barclays Wyndham Rewards Earner Business Credit Card Cellular Wireless Telephone Protection Ending July 1, 2024

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Good afternoon everyone, I hope your week is going well.  I just downloaded my recent Barclays Wyndham Rewards Earner Business Credit Card statement and noticed that there is an upcoming change to one of the card benefits:

“Effective July 1, 2024, Cellular Wireless Telephone Protection will be removed. For details about your individual benefits, please see the Benefits section of the customer website at Wyndhambusinesscard.com.”

I was not even aware of this benefit, but wanted to do some digging to learn more.

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